Harrison County property record for 197 McCaughan Ave, Long Beach, MS 39560
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,997 sqft · built 1981 |
| Lot Size | 0.255 acres (11,130 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Dec 2017) |
| Tax Bill | $179 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0611P-04-018.001 |
| Primary APN | 0611P-04-018.001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,997 sqft Adjusted Area |
| 1st Floor Area | 1,863 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 11,130 sqft |
| Lot Dimensions | 105 ft deep x 106 ft wide |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 144128 |
|---|---|
| Street Address | 197 MCCAUGHAN AVE |
| City | LONG BEACH |
| State | MS |
| Zip | 39560-4909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT NE COR OF LOT 81 S 28 DG E 96.1 FT ALONG MCCAUGHAN AVE TO POB S 28 DG E 104.2 FT TO SE COR OF LOT 87 S 65 DG W 106.6 F |
| Legal Range | 12 |
| Legal Township | 08 |
| Legal Section | 12 |
| Legal Subdivision | DAVIS ADD |
| Legal Block | 1 |
| Legal Lot Number | 81,87 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 2702 |
Source: Harrison County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 197 MCCAUGHAN AVE, LONG BEACH, MS 39560-4909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2017 · Amount on Record |
| Deed Sale | Dec 29, 2017 · Amount on Record |
| Deed Document Number | 2017-0008481-D-J1 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 197 MCCAUGHAN AVE, LONG BEACH, MS 39560-4909 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 197 MCCAUGHAN AVE, LONG BEACH, MS 39560-4909 |
| Document Number | 20260001394TJ1 |
|---|---|
| Date | Jan 26, 2026 |
| Instrument | 2026-0001394-T-J1 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2041 |
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Long Beach City |
| Unified School District | Long Beach School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $179.00 (+0.56%) Homeowner's exemption | $9,710 (+4.29%) | $97,105 (+4.29%) Land $19,144 Building $77,961 |
| 2024 | $178.00 | ||
| 2023 | $178.00 (+3.49%) Homeowner's exemption | $9,311 | $93,110 Land $19,144 Building $73,966 |
| 2022 | $172.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.3% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LONG BEACH serves 18,514 people · EPA ID MS0240005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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