Banks County property record for 197 Maple Dr, Commerce, GA 30529
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,797 sqft · built 2022 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $281,400 (Apr 2022) |
| Tax Bill | $2,492 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B65F040 |
| Primary APN | B65F040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,797 sqft Heated Area |
| 1st Floor Area | 1,797 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,996 sqft (1.01 acres) |
| Driveway | Driveway |
| Driveway Area | 912 sqft |
| Porch | Open Porch |
| Porch Area | 356 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 11225 |
|---|---|
| Street Address | 197 MAPLE DR |
| City | COMMERCE |
| State | GA |
| Zip | 30529-6456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 40 PH4 PB 37-81 |
| Legal Phase | 4 |
| Legal Lot Number | 40 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 970400 |
Source: Banks County records, as of November 13, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 197 MAPLE DR, COMMERCE, GA 30529-6456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2022 | Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ACOPIA |
| Apr 21, 2022 | Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ACOPIA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2022 · Amount on File |
| Deed Sale | Apr 21, 2022 · Amount on File |
| Deed Document Number | 0000527175 |
| Deed Book / Page | 527 / 175 |
| Record Updated | Jun 8, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Apr 21, 2022 |
| Property Address | 197 MAPLE DR, COMMERCE, GA 30529-6456 |
| Document Number | 000527/175 |
| Book / Page | 527 / 175 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 2022-000381 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 2, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 197 MAPLE DR, COMMERCE, GA 30529-6456 |
| Document Number | 0000000527/0000000176 |
|---|---|
| Date | Apr 22, 2022 |
| Book Page | 0000000527/0000000176 |
| Name | ACOPIA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Apr 21, 2022 |
| Property Address | 197 MAPLE DR, COMMERCE, GA 30529-6456 |
| Document Number | 000527/175 |
| Book / Page | 527 / 175 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 2022-000381 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 197 MAPLE DR, COMMERCE, GA 30529-6456 |
| Document Number | 0000527176 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 527/176 |
| Name | ACOPIA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jan 1, 2052 |
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,492.00 (-3.15%) Homeowner's exemption | $148,592 (+12.04%) Land $26,000 Building $122,592 | $371,480 (+12.04%) Land $65,000 Building $306,480 |
| 2024 | $2,573.00 (+36.64%) Homeowner's exemption | $132,625 (+7.47%) Land $16,000 Building $116,625 | $331,563 (+7.47%) Land $40,000 Building $291,563 |
| 2023 | $1,883.00 (+427.45%) Homeowner's exemption | $123,410 (+625.94%) Land $16,000 Building $107,410 | $308,526 (+625.94%) Land $40,000 Building $268,526 |
| 2022 | $357.00 | $17,000 Land $17,000 | $42,500 Land $42,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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