197 Main St, Matawan, NJ 07747 Property Records

Monmouth County and Matawan Borough property record for 197 Main St, Matawan, NJ 07747

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,444 sqft · built 1908
Lot Size	0.223 acres (9,723 sqft)
Owner	2 Individual Names on File
Last Sale	$119,200 (Apr 2022)
Tax Bill	$12,324 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00035-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`31-00035-0000-00014`
Alternative APNs	`310003500014` `04980`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,444 sqft Living Area
1st Floor Area	1,276 sqft
Upper Floors Area	1,168 sqft
Attic	Attic
Attic Area	944 sqft
Basement Area	1,168 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Other
Lot Area	9,723 sqft (0.223 acres)
Lot Dimensions	187 ft deep x 52 ft wide
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Deck Area	192 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	04980
Street Address	197 MAIN ST
City	MATAWAN
State	NJ
Zip	07747-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DPD
Legal Block	35
Legal Lot Number	14
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MATAWAN
Census Block Group	4
Census Block	4015
Census Tract	803000

Owner

Source: Monmouth County and Matawan Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	197 MAIN ST, MATAWAN, NJ 07747-3127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2022 · Amount on File
Deed Sale	Apr 8, 2022 · Amount on File
Prior Sale	Mar 2, 2007 · Amount on File
Deed Document Number	202240114
Deed Book / Page	9589 / 4383
Prior Transfer Date	Mar 23, 2022
Prior Transfer Doc	0095894383
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 8, 2022
Property Address	197 MAIN ST, MATAWAN, NJ 07747-3127
Document Number	0095894383
Book / Page	9589 / 4383
Instrument Date	Mar 23, 2022
Instrument	2022040114
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	197 MAIN ST, 197, MATAWAN, NJ 07747-3127

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	197 MAIN ST, MATAWAN, NJ 07747-3127

Mortgage

Document Number	2022040115
Date	Apr 8, 2022
Instrument	2022040115

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

Source: Monmouth County and Matawan Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Matawan Borough
Unified School District	Matawan-Aberdeen Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$652,200 (+10.45%) Land $324,600 Building $327,600	$652,200 (+10.45%) Land $324,600 Building $327,600
2025	$12,324.00 (-3.05%)	$590,500 (+3.65%) Land $284,600 Building $305,900	$590,500 (+3.65%) Land $284,600 Building $305,900
2024	$12,712.00 (+12.36%)
2023		$569,700 Land $329,600 Building $240,100	$569,700 Land $329,600 Building $240,100
2022	$11,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1988)
Most Recent Claim	Jul 1988 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATAWAN BOROUGH WATER DE serves 9,084 people · EPA ID NJ1329001
Water Source	Purchased surface water from NJ AMERICAN WATER - COASTAL NORTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20