197 Main St, Fort Plain, NY 13339 Property Records

Montgomery County and Minden Town property record for 197 Main St, Fort Plain, NY 13339

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,928 sqft · built 1875
Lot Size	0.104 acres (4,547 sqft)
Owner	2 Individual Names on File
Last Sale	$58,000 (Dec 2023)
Tax Bill	$1,819 (2026)
Deeds & Mortgages	Dec 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`273001 46.53-1-18`

Property Details

APN / Parcel Number

Primary APN	`273001 46.53-1-18`
Alternative APNs	`300104605300010180000000` `0289`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,928 sqft Living Area
1st Floor Area	1,060 sqft
2nd Floor Area	868 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,547 sqft (0.104 acres)
Lot Dimensions	78 ft deep x 58.3 ft wide
Garage Type	Detached
Garage Area	315 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	176 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0289
Street Address	197 MAIN ST
City	FORT PLAIN
State	NY
Zip	13339-1370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONF
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	MONTGOMERY NY
Township / Civil Division	MINDEN
Census Block Group	4
Census Block	4020
Census Tract	72500

Owner

197 Main St is owned by two individuals who bought it in December 2023.

Source: Montgomery County and Minden Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 MARSHALL AVE, MOHAWK, NY 13407-1134
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2023 · Amount on File
Deed Sale	Dec 1, 2023 · Amount on File
Prior Sale	Mar 16, 2015 · Amount on File
Deed Document Number	20234387
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NY
Recording Date	Dec 1, 2023
Property Address	197 MAIN ST, FORT PLAIN, NY 13339-1370
Document Number	0000000387
Instrument Date	Nov 21, 2023
Instrument	2023-4387
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 MARSHALL AVE, MOHAWK, NY 13407-1134

Tax Assessment & Valuation

The 2026 property tax bill for 197 Main St was $1,819, up 267.5% from the year before.

Source: Montgomery County and Minden Town assessment roll, as of May 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Montgomery County
County Subdivision	Minden Town
Municipality	Fort Plain Village
Unified School District	Fort Plain Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,819.00 (+267.47%)
2025	$495.00	$38,000 Land $7,400 Building $30,600	$55,882 Land $10,882 Building $45,000
2023		$33,200 (+0.61%) Land $7,400 Building $25,800	$41,500 (+15.7%) Land $9,250 Building $32,250
2022		$33,000 Land $7,200 Building $25,800	$35,870 Land $7,826 Building $28,044

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	53 (1986–2013)
Claims Outside the SFHA	10 of 53
Most Recent Claim	Jun 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2013 · 49 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT PLAIN (V) WATER WORKS serves 2,250 people · EPA ID NY2800139
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.57 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures