Cumberland County and Bridgton Town property record for 197 Main St, Bridgton, ME 04009
| Property Type | Single Family Home |
|---|---|
| Details | 748 sqft · built 1919 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $314,500 (Sep 2022) |
| Tax Bill | $3,400 (2025) |
| Deeds & Mortgages | Jun 2023 Refinance Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | BRGT M:023 L:120 |
| Primary APN | BRGT M:023 L:120 |
|---|---|
| Alternative APNs |
|
| Building Area | 748 sqft Total Area |
|---|
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Account Number | 3194 |
|---|---|
| Street Address | 197 MAIN ST |
| City | BRIDGTON |
| State | ME |
| Zip | 04009-1248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 120 |
| Jurisdiction | BRIDGTON ME |
| Township / Civil Division | BRIDGTON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 16002 |
197 Main St is owned by two individuals who bought it in September 2022.
Source: Cumberland County and Bridgton Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 CANTERBURY HILL RD, TOPSFIELD, MA 01983-1522 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ALLY BANK |
| Sep 30, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2022 · Amount on File |
| Deed Sale | Sep 30, 2022 · Amount on File |
| Deed Document Number | 202250026 |
| Deed Book / Page | 39751 / 254 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRIDGTON ME |
| Property Address | 197 MAIN ST, BRIDGTON, ME 04009-1248 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0401900253 |
|---|---|
| Date | Jun 20, 2023 |
| Book Page | 40190/253 |
| Instrument | 19399 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRIDGTON ME |
| Recording Date | Sep 30, 2022 |
| Property Address | 197 MAIN ST, BRIDGTON, ME 04009-1248 |
| Document Number | 0397510254 |
| Book / Page | 39751 / 254 |
| Instrument Date | Sep 29, 2022 |
| Instrument | 50026 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 14 CANTERBURY HILL RD, TOPSFIELD, MA 01983-1522 |
The 2025 property tax bill for 197 Main St was $3,400, up 42.3% from the year before.
Source: Cumberland County and Bridgton Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Bridgton Town |
| Unified School District | School Administrative District 61 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,400.00 (+42.26%) | $412,150 (+194.04%) Land $87,440 Building $324,710 |
| 2024 | $2,390.00 (+48.08%) | $140,170 (+49.38%) Land $36,700 Building $103,470 |
| 2023 | $1,614.00 (+13.18%) | $93,837 (-) Land $36,700 Building $57,137 |
| 2022 | $1,426.00 | $93,837 Land $36,700 Building $57,137 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 197 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRIDGTON WATER DISTRICT serves 3,660 people · EPA ID ME0090230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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