Middlesex County and Acton Town property record for 197 Main St, Acton, MA 01720 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Architecture Style | Historical |
| Year Built | Built 1900 |
| Square Footage | 1,434 sqft Living Area |
| Lot Size | 14,050 sqft (0.323 acres) |
| Last Sale | $395,000 (2004) |
| Tax Bill | $9,211.00 (2025) |
| Primary APN | ACTO M:00G2A B:0005 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,434 sqft Living Area |
| Gross Area | 3,452 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Historical Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 14,050 sqft (0.323 acres) |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 197 MAIN ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-3616 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | CHARLES H FAIRBANKS |
| Legal Block | 5 |
| Jurisdiction | ACTON MA |
| Minor Civil Division | ACTON |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 363104 |
Source: Middlesex County and Acton Town records · APN ACTO M:00G2A B:0005 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 197 MAIN ST, ACTON, MA 01720-3616 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jan 07, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance QUICKEN LOANS INC |
| Oct 15, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance QUICKEN LOANS INC |
| Mar 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 19, 2004 · Amount on Record |
| Deed Sale | Aug 19, 2004 · Amount on Record |
| Prior Sale | Oct 24, 2002 · Amount on Record |
| Deed Doc Number | 2004220745 |
| Deed Book / Page | 43548 / 341 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 197 MAIN ST, ACTON, MA 01720-3616 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73955-147 |
|---|---|
| Date | Jan 07, 2020 |
| Book Page | 73955/147 |
| Instrument | 2633 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 197 MAIN ST, ACTON, MA 01720-3616 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75898-212 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 75898/212 |
| Instrument | 187887 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 197 MAIN ST, ACTON, MA 01720-3616 |
| Document Number | 70835-526 |
| Instrument Date | Mar 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Document Number | 70835-526 |
|---|---|
| Date | Apr 06, 2018 |
| Book Page | 070835/000526 |
| Instrument | 46527 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 05, 2048 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,211.00 (+2.48%) | $537,100 (-0.39%) Land $268,100 Building $269,000 | $688,370 (+7.35%) |
| 2024 | $8,988.00 | $539,200 Land $268,100 Building $271,100 | $641,250 |
197 Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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