197 Madison St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 197 Madison St, Fall River, MA 02720

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,107 sqft · built 1912
Lot Size	0.142 acres (6,164 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Mar 1999)
Tax Bill	$4,674 (2025)
Deeds & Mortgages	Feb 2026 Transfer Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0M-03 B:0000 L:0011`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0M-03 B:0000 L:0011`
Alternative APN	`M:0M=03 B:0000 L:0011`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,107 sqft Living Area
Gross Area	4,596 sqft
Basement Area	1,346 sqft
Unfinished Basement	1,346 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,164 sqft (0.142 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	197 MADISON ST
City	FALL RIVER
State	MA
Zip	02720-5515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Lot Number	11
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	2
Census Block	2028
Census Tract	642300

Owner

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 MADISON ST, FALL RIVER, MA 02720-5515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 28, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ST ANNE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 1999 · Amount on Record
Deed Sale	Mar 26, 1999 · Amount on Record
Prior Sale	Oct 12, 1988 · Amount on Record
Deed Book / Page	3594 / 19
Last Transfer Date	Feb 11, 2026
Transfer Doc	011990-103
Record Updated	Oct 29, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Feb 17, 2026
Property Address	197 MADISON ST, FALL RIVER, MA 02720-5515
Document Number	011990-103
Book / Page	11990 / 103
Instrument Date	Feb 11, 2026
Instrument	2028
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 MADISON ST, FALL RIVER, MA 02720-5515

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	197 MADISON ST, FALL RIVER, MA 02720-5515
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011472-70
Date	Feb 28, 2024
Book Page	11472/70
Instrument	2454

Lender

Name	ST ANNE CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2039

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,674.00 (+5.58%)	$408,200 (+5.94%) Land $116,400 Building $291,800	$437,950 (-1.2%)
2024	$4,427.00 (-1.05%)	$385,300 (+5.68%) Land $114,200 Building $271,100	$443,270
2023	$4,474.00	$364,600 Land $102,900 Building $261,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Madison St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures