St. Johns County property record for 197 Lynn St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,377 sqft · built 1958 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Aug 2023) |
| Tax Bill | $3,299 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 128535-0000 |
| Primary APN | 128535-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,377 sqft Living Area |
| Gross Area | 1,533 sqft |
| 1st Floor Area | 420 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,969 sqft (0.16 acres) |
| Lot Dimensions | 130 ft deep x 55 ft wide |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | Deck Area |
| Patio Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 197 LYNN ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-0343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 8-7 LYNNWOOD SUB OF LOTS 2 3 4 & 5 BLK 24 E1/2 HUERTAS GRANT LOT 4 OR5813/772 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 45 |
| Legal Subdivision | LYNNWOOD SUBDIVISION |
| Legal Block | 24 |
| Legal Lot Number | 2,4 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 20300 |
Source: St. Johns County records · APN 128535-0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 197 LYNN ST, SAINT AUGUSTINE, FL 32084-0343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Aug 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC |
| Jul 19, 2019 | Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Aug 18, 2017 | Warranty Deed, Transfer LAND TITLE/AMERICA INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 22, 2023 · Amount on Record |
| Deed Sale | Aug 22, 2023 · Amount on Record |
| Prior Sale | Jul 19, 2019 · Amount on Record |
| Deed Document Number | 202366550 |
| Deed Book / Page | 5813 / 772 |
| Prior Transfer Date | Mar 14, 2011 |
| Prior Transfer Doc | 0034271831 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 22, 2023 |
| Property Address | 197 LYNN ST, SAINT AUGUSTINE, FL 32084-0343 |
| Document Number | 0058130772 |
| Book / Page | 5813 / 772 |
| Map Reference | MB 8 PG 7 |
| Instrument Date | Aug 16, 2023 |
| Instrument | 2023066550 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2023 |
| Title Company | NORTH FLORIDA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 197 LYNN ST, ST AUGUSTINE, FL 32084-0343 |
| Name | Verified Name |
|---|---|
| Address | 197 LYNN ST, ST AUGUSTINE, FL 32084-0343 |
| Document Number | 0005813774 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 5813/774 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 197 LYNN ST, SAINT AUGUSTINE, FL 32084-0343 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 197 LYNN ST, ST AUGUSTINE, FL 32084-0343 |
| Document Number | 0053561660 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 5356/1660 |
| Instrument | 2021095944 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 19, 2019 |
| Property Address | 197 LYNN ST, SAINT AUGUSTINE, FL 32084-0343 |
| Document Number | 0047621334 |
| Book / Page | 4762 / 1334 |
| Map Reference | MB 8 PG 7 |
| Instrument Date | Jul 16, 2019 |
| Instrument | 2019052357 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | LAND TITLE OF AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,141.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1662 SANDALWOOD BOULEVARD, 1662, SAINT AUGUSTINE, FL 32084 |
| Name | Verified Name |
|---|---|
| Address | 37113 HARBOUR VISTA CIR, SAINT AUGUSTINE, FL 32080-5148 |
| Document Number | 0047621336 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 4762/1336 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 18, 2017 |
| Property Address | 197 LYNN ST, SAINT AUGUSTINE, FL 32084-0343 |
| Document Number | 0044230978 |
| Book / Page | 004423 / 000978 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 57535 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2017 |
| Title Company | LAND TITLE/AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $294.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1662 SANDALWOOD BLVD JACKSONVILLE FL 322468867, JACKSONVILLE, FL 32246-8867 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $264,981 (+2.7%) | $273,880 (+6.15%) Land $47,685 Building $226,195 | |
| 2025 | $3,299.00 (+11.42%) Homeowner's exemption | $258,015 (+68.42%) | $258,015 (-10.44%) Land $47,685 Building $210,330 |
| 2024 | $2,961.00 (+73.67%) | ||
| 2023 | $1,705.00 (+3.84%) Homeowner's exemption | $153,200 (+3%) | $288,077 (+8.39%) Land $47,685 Building $240,392 |
| 2022 | $1,642.00 Homeowner's exemption | $148,738 | $265,782 Land $32,987 Building $232,795 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 42 (1985–2025) |
| Claims Outside the SFHA | 5 of 42 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 347 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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