Jefferson County property record for 197 Lump Gulch Rd, Clancy, MT 59634
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,034 sqft · built 2016 |
| Lot Size | 2.29 acres (100,057 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,643 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Mar 2022 Mortgage |
| APN | 00000A5299 |
| Primary APN | 00000A5299 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,034 sqft Living Area |
| 1st Floor Area | 1,685 sqft |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 100,057 sqft (2.29 acres) |
| Garage Type | Mixed |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 272 sqft |
| Deck Area | 259 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 00000A5299 |
|---|---|
| Street Address | 197 LUMP GULCH RD |
| City | CLANCY |
| State | MT |
| Zip | 59634-9780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S05, T08 N, R03 W, C.O.S. 257038, F1003B, ACRES 2.297, CENTRAL CITY AMENDED LOT 10-A |
| Legal Lot Number | 10-A |
| Jurisdiction | JEFFERSON MT |
| Township / Civil Division | BOULDER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 962202 |
Source: Jefferson County records · APN 00000A5299
Assessment roll updated December 31, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 197 LUMP GULCH RD, CLANCY, MT 59634-9780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT |
| Mar 09, 2022 | Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 09, 2022 |
| Deed Sale | Mar 09, 2022 |
| Deed Document Number | 281968 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MT |
| Property Address | 197 LUMP GULCH RD, CLANCY, MT 59634-9780 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2023 |
| Title Company | ROCKY MOUNTAIN TITLE, ROCKY MOUNTAIN TTL GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0000284747 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | 284747 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Address | HELENA, MT 59604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 22, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MT |
| Recording Date | Mar 09, 2022 |
| Property Address | 197 LUMP GULCH RD, CLANCY, MT 59634-9780 |
| Document Number | 0000281968 |
| Map Reference | FO 1003-B |
| Instrument Date | Mar 04, 2022 |
| Instrument | 281968 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Title Company | ROCKY MOUNTAIN TITLE, ROCKY MOUNTAIN TTL GUARANTY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 197 LUMP GULCH RD, CLANCY, MT 59634-9780 |
| Document Number | 0000281969 |
|---|---|
| Date | Mar 09, 2022 |
| Instrument | 281969 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
Source: Jefferson County records · Assessment roll updated December 31, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Jefferson County |
| Elementary School District | Clancy Elementary School District (PK - 08) |
| Secondary School District | Jefferson High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,643.00 (-10.09%) | $766,800 (+18.72%) | $766,800 (+18.72%) Land $148,745 Building $618,055 |
| 2023 | $4,052.00 | $645,900 | $645,900 Land $156,755 Building $489,145 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | High above 77% of the US · above 63% of Montana |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 10 locations within half a mile of this property.
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