New York City and Richmond County property record for 197 Lorraine Loop, Staten Island, NY 10309
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,435 sqft · built 1990 |
| Lot Size | 0.026 acres (1,143 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Dec 2019) |
| Tax Bill | $5,726 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Sep 2022 Mortgage + 1 more |
| APN | 07106-0190 |
| Primary APN | 07106-0190 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 4 Half Baths |
| Stories | 3 Stories |
| Building Area | 1,435 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 1,143 sqft (0.026 acres) |
| Lot Dimensions | 83 ft deep x 13 ft wide |
| Account Number | 07106-0190 |
|---|---|
| Street Address | 197 LORRAINE LOOP |
| City | STATEN ISLAND |
| State | NY |
| Zip | 10309-1522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3-1 |
| Legal Block | 7106 |
| Legal Lot Number | 190 |
| Jurisdiction | RICHMOND NY |
| Township / Civil Division | STATEN ISLAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 22601 |
197 Lorraine Loop is owned and occupied by two individuals who bought it in December 2019.
Source: New York City and Richmond County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 197 LORRAINE LOOP, STATEN ISLAND, NY 10309-1522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 17, 2019 | Bargain and Sale Deed, Transfer · FHA Mortgage FIRST HOME BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2019 · Amount on File |
| Deed Sale | Dec 17, 2019 · Amount on File |
| Prior Sale | Jun 30, 2016 · Amount on File |
| Deed Document Number | 2019762363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND NY |
| Property Address | 197 LORRAINE LOOP, STATEN ISLAND, NY 10309-1522 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 197 LORRAINE LOOP, STATEN ISLAND, NY 10309-1522 |
| Document Number | 0000922284 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 922284 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND NY |
| Property Address | 197 LORRAINE LOOP, STATEN ISLAND, NY 10309-1522 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MODIFICATIO |
| Name | Verified Name |
|---|---|
| Address | 197 LORRAINE LOOP, STATEN ISLAND, NY 10309-1522 |
| Document Number | 0000900326 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 900326 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 345 Months |
| Due | Jun 1, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | RICHMOND NY |
| Recording Date | Dec 17, 2019 |
| Property Address | 197 LORRAINE LOOP, STATEN ISLAND, NY 10309-1522 |
| Document Number | 0000762363 |
| Instrument Date | Dec 3, 2019 |
| Instrument | 762363 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2021 |
| Title Company | JEWETT ABSTRACT CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 197 LORRAINE LOOP, 197, STATEN ISLAND, NY 10309-1522 |
| Name | Verified Name |
|---|---|
| Address | 197 LORRAINE LOOP, STATEN ISLAND, NY 10309-1522 |
| Document Number | 0000762364 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 762364 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 197 Lorraine Loop was $5,726.
Source: New York City and Richmond County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Richmond County |
| Municipality | New York City |
| Unified School District | New York City Department Of Education (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,380 Land $3,831 Building $30,549 | $573,000 Land $77,000 Building $496,000 | |
| 2025 | $5,726.00 | ||
| 2023 | $5,136.00 | $25,574 Land $4,019 Building $21,555 | $490,000 Land $77,000 Building $413,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 197 Lorraine Loop.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
The area around 197 Lorraine Loop has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW YORK CITY SYSTEM serves 8,271,000 people · EPA ID NY7003493 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 10 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Uncovered finished water reservoir currently in violation since Feb 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
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