197 Longfellow St, Elyria, OH 44035 Property Records

Lorain County property record for 197 Longfellow St, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,324 sqft · built 1954
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$77,000 (Jan 2020)
Tax Bill	$2,439 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-021-106-008`

Property Details

APN / Parcel Number

Primary APN	`06-25-021-106-008`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,324 sqft Living Area
1st Floor Area	900 sqft
Basement Area	884 sqft
Family Room	Family Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1975
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	112 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	184 sqft
Canopy	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	197 LONGFELLOW ST
City	ELYRIA
State	OH
Zip	44035-3726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEVE ST 50.00 X 112.00
Legal Subdivision	CLEVE ST
Legal Tract	25
Legal Block	106
Legal Lot Number	189
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1005
Census Tract	70700

Owner

Source: Lorain County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	197 LONGFELLOW ST, ELYRIA, OH 44035-3726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK
Jan 24, 2020	Warranty Deed, Transfer · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2020 · Amount on Record
Deed Sale	Jan 24, 2020 · Amount on Record
Prior Sale	Jun 10, 2009 · Amount on Record
Deed Document Number	2020746900
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Jul 8, 2026
Property Address	197 LONGFELLOW ST, ELYRIA, OH 44035-3726
Document Number	0000102736
Instrument Date	Jun 29, 2026
Instrument	2026102736
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 LONGFELLOW ST, ELYRIA, OH 44035-3726

Mortgage

Document Number	0000102736,
Date	Jul 8, 2026
Instrument	2026102736

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2056

Interest

Rate	6.53%
Max Rate	-1%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 24, 2020
Property Address	197 LONGFELLOW ST, ELYRIA, OH 44035-3726
Document Number	0000746900
Instrument Date	Jan 23, 2020
Instrument	746900
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 LONGFELLOW ST ELYRIA OH 440353726, ELYRIA, OH 44035-3726

Mortgage

Document Number	746901
Date	Jan 24, 2020
Instrument	746901

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,439.00 Homeowner's exemption	$51,810 (%) Land $11,080 Building $40,730	$148,030 (-) Land $31,660 Building $116,370
2024	$2,439.00 (+12.19%)	$51,811 (+29.83%) Land $11,081 Building $40,730	$148,030 (+29.83%) Land $31,660 Building $116,370
2023	$2,174.00 (+0.37%)	$39,907 (-0.01%) Land $8,869 Building $31,038	$114,020 (-) Land $25,340 Building $88,680
2022	$2,166.00	$39,910 Land $8,870 Building $31,040
2021			$114,020 Land $25,340 Building $88,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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