197 Lockland Ave, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 197 Lockland Ave, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,548 sqft · built 1963
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Trust Names on File
Last Sale	$850,000 (Aug 2025)
Tax Bill	$9,575 (2026)
Deeds & Mortgages	Aug 2025 Sale May 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`81-87-4436`

Property Details

APN / Parcel Number

Primary APN	`81-87-4436`
Alternative APNs	`FRAM M:081 B:87 L:4436 U:000` `M:531.0 B:0001 L:0014.0` `F_678434_2937463` `13864`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,548 sqft Living Area
Gross Area	3,300 sqft
1st Floor Area	1,548 sqft
Basement Area	1,482 sqft
Unfinished Basement	1,482 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1968
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	13864
Street Address	197 LOCKLAND AVE
City	FRAMINGHAM
State	MA
Zip	01701-7929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	87
Legal Lot Number	4436
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	3
Census Block	3001
Census Tract	383600

Owner

197 Lockland Ave is owner-occupied and held in a trust since August 2025.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	197 LOCKLAND AVE, FRAMINGHAM, MA 01701-7929
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2025	Quit Claim Deed, Transfer
May 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Nov 20, 2017	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jun 30, 2017	Quit Claim Deed, Transfer HIGH COTTON CAP L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2025 · Amount on File
Deed Sale	Aug 14, 2025 · Amount on File
Prior Sale	Nov 20, 2017 · Amount on File
Deed Book / Page	84488 / 518
Prior Transfer Date	Apr 28, 2025
Prior Transfer Doc	084488-518
Record Updated	Oct 29, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Aug 14, 2025
Property Address	197 LOCKLAND AVE, FRAMINGHAM, MA 01701-7929
Document Number	084488-518
Book / Page	84488 / 518
Instrument Date	Apr 28, 2025
Instrument	96983
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 LOCKLAND AVE, FRAMINGHAM, MA 01701-7929

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	197 LOCKLAND AVE, FRAMINGHAM, MA 01701-7929
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74749-368
Date	May 27, 2020
Book Page	74749/368
Instrument	79613

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Nov 20, 2017
Property Address	197 LOCKLAND AVE, FRAMINGHAM, MA 01701-7929
Document Number	70266-77
Book / Page	070266 / 000077
Instrument Date	Nov 15, 2017
Instrument	189140
Transaction Type	Transfer
Record Updated	Dec 12, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,416.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 LOCKLAND AVE FRAMINGHAM MA 017017929, FRAMINGHAM, MA 01701-7929

Mortgage

Document Number	70266-82
Date	Nov 20, 2017
Book Page	070266/000082
Instrument	189142

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2047

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Jun 30, 2017
Property Address	197 LOCKLAND AVE, FRAMINGHAM, MA 01701-7929
Document Number	69542-455
Book / Page	069542 / 000455
Instrument Date	Jun 26, 2017
Instrument	102391
Transaction Type	Transfer
Record Updated	Jul 19, 2017

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,413.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40 WHITNEY ST WATERTOWN MA 024723220, WATERTOWN, MA 02472-3220

Mortgage

Document Number	69542-458
Date	Jun 30, 2017
Book Page	069542/000458
Instrument	102392

Lender

Name	HIGH COTTON CAP L

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 197 Lockland Ave was $9,575, up 3.7% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,575.00 (+3.73%)	$809,400 (+4.7%) Land $284,700 Building $490,200	$784,678 (-1.66%)
2025	$9,231.00 (+4.22%)	$773,100 (+8.76%) Land $271,100 Building $502,000	$797,905 (+26.32%)
2024	$8,857.00 (+6.01%)	$710,800 (+11.36%) Land $242,200 Building $468,600	$631,655
2023	$8,355.00	$638,300 Land $216,100 Building $422,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Lockland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Lockland Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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