197 Lochness Ct, Roseville, CA 95678 Property Records

Placer County property record for 197 Lochness Ct, Roseville, CA 95678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,325 sqft · built 2004
Lot Size	0.263 acres (11,435 sqft)
Owner	Company Name on Record
Last Sale	$299,000 (Oct 2011)
Tax Bill	$5,401 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`357-060-043-000`

Property Details

APN / Parcel Number

Primary APN	`357-060-043-000`
Alternative APN	`357-060-043`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,325 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	11,435 sqft (0.263 acres)
Garage Area	717 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	357-060-043
Street Address	197 LOCHNESS CT
City	ROSEVILLE
State	CA
Zip	95678-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 84 HIGHLAND RESERVE NORTH VILLAGE 4 MOR Y-61
Legal Subdivision	HIGHLAND RESERVE NORTH VILLAGE 4
Legal Lot Number	84
Jurisdiction	PLACER CA
Township / Civil Division	ROSEVILLE
Census Block Group	1
Census Block	1016
Census Tract	22800

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	197 LOCHNESS CT, ROSEVILLE, CA 95678-2918
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2011 · Amount on Record
Deed Sale	Oct 7, 2011 · Amount on Record
Prior Sale	Jun 2, 2004 · Amount on Record
Deed Document Number	201179095
Last Transfer Date	Jun 8, 2018
Transfer Doc	0000045582
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	197 LOCHNESS CT, ROSEVILLE, CA 95678-2918
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 LOCHNESS CT, ROSEVILLE, CA 95678-2918

Mortgage

Document Number	0000057518
Date	Apr 27, 2021
Instrument	2021-0057518

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Jun 26, 2018
Property Address	197 LOCHNESS CT, ROSEVILLE, CA 95678-2918
Document Number	0000045582
Instrument Date	Jun 8, 2018
Instrument	45582
Transaction Type	Transfer
Record Updated	Jul 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	197 LOCHNESS CT ROSEVILLE CA 956782918, ROSEVILLE, CA 95678-2918

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$414,007 (+2%) Land $89,676 Building $324,331
2025	$5,401.00 (-13.5%)	$405,890 (+4.04%) Land $87,918 Building $317,972
2023	$6,244.00 (+4.26%)	$390,131 Land $84,505 Building $305,626
2022	$5,989.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROSEVILLE serves 165,736 people · EPA ID CA3110008
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless · Cable in parts of the area	1,000 / 250
Verizon Fixed Wireless	1,000 / 75
Zeta Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50

May also be available: Cal.net.

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