197 Live Oak Dr, Inez, TX 77968 Property Records

Victoria County property record for 197 Live Oak Dr, Inez, TX 77968

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,128 sqft · built 1978
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Last Sale	$281,295 (Jan 2026)
Tax Bill	$1,698 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Feb 2017 Mortgage + 11 more
Flood Zone	Zone X (minimal risk)
APN	`40100-000-01300`

Property Details

APN / Parcel Number

Primary APN	`40100-000-01300`
Alternative APNs	`R52910` `52910`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
Gross Area	2,013 sqft
1st Floor Area	1,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Material	Concrete
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	90 sqft
Patio Area	405 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	197 LIVE OAK DR
City	INEZ
State	TX
Zip	77968-3634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIVE OAK ESTATES LOT 13
Legal Subdivision	LIVE OAK ESTATES
Legal Tract	13
Legal Block	1
Legal Lot Number	13
Jurisdiction	VICTORIA TX
Township / Civil Division	VICTORIA
Census Block Group	1
Census Block	1069
Census Tract	1607

Owner

Source: Victoria County records · APN 40100-000-01300

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	197 LIVE OAK DR, INEZ, TX 77968-3634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2018	Deed of Trust, Mortgage · ARM RANDOLPH BROOKS FCU
Feb 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage INTERNATIONAL BANK OF COMMERCE
Jun 02, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 28, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Sep 23, 2010	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 01, 2013	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 23, 2026	Vendor's Lien, Transfer · Conventional Mortgage NETWORK FUNDING LP
Oct 30, 2025	Deed, Transfer
Jun 03, 2019	Vendor's Lien, Transfer · FHA Mortgage WALLICK & VOLK INC
Feb 21, 2017	Vendor's Lien, Transfer · Conventional Mortgage CROSSROADS ABSTRACT AND TITLE COMPANY, CROSSROADS ABST & TITLE
Feb 21, 2017	Vendor's Lien, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Jun 23, 2008	Vendor's Lien, Transfer WELLS FARGO BANK NA
Feb 04, 2005	Vendor's Lien, Transfer · Conventional Mortgage SYNERGY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 23, 2026 · Amount on Record
Deed Sale	Jan 23, 2026 · Amount on Record
Prior Sale	Oct 30, 2025 · Amount on Record
Deed Document Number	2026673
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VICTORIA TX
Property Address	197 LIVE OAK DR, INEZ, TX 77968-3634
Transaction Type	Mortgage
Record Updated	Feb 05, 2026
Title Company	PRESERVE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201809530
Date	Aug 14, 2018
Instrument	201809530

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Sep 01, 2023
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	6.5%
Index	5-Year CMT
Margin	2
Max Rate	8.5%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VICTORIA TX
Property Address	197 LIVE OAK DR, INEZ, TX 77968-3634
Transaction Type	Mortgage
Record Updated	Feb 05, 2026
Title Company	CROSSROADS ABSTRACT AND TITLE COMPANY, CROSSROADS ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201702129
Date	Feb 21, 2017
Instrument	201702129

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2032

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VICTORIA TX
Property Address	197 LIVE OAK DR, INEZ, TX 77968-3634
Transaction Type	Mortgage
Record Updated	Feb 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 LIVE OAK DR, INEZ, TX 77968-3634
Investor	Possibly a Property Investor

Mortgage

Document Number	0202106757
Date	Jun 02, 2021
Instrument	202106757

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jun 01, 2049

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VICTORIA TX
Property Address	197 LIVE OAK DR, INEZ, TX 77968-3634
Transaction Type	Mortgage
Record Updated	Feb 05, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 LIVE OAK DR, INEZ, TX 77968-3634
Investor	Possibly a Property Investor

Mortgage

Document Number	0202308126
Date	Aug 28, 2023
Instrument	202308126

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Jul 01, 2063

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VICTORIA TX
Property Address	197 LIVE OAK DR, INEZ, TX 77968-3634
Transaction Type	Mortgage
Record Updated	Feb 05, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201009146
Date	Sep 23, 2010
Instrument	201009146

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2040

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VICTORIA TX
Property Address	197 LIVE OAK DR, INEZ, TX 77968-3634
Transaction Type	Mortgage
Record Updated	Feb 05, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201305175
Date	May 01, 2013
Instrument	201305175

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2028

January 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	VICTORIA TX
Recording Date	Jan 23, 2026
Property Address	197 LIVE OAK DR, INEZ, TX 77968-3634
Document Number	0202600673
Map Reference	VOL 5 PG 21
Instrument Date	Jan 23, 2026
Instrument	202600673
Transaction Type	Transfer
Record Updated	Feb 05, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 LIVE OAK DR, INEZ, TX 77968-3634

Mortgage

Document Number	0202600674
Date	Jan 23, 2026
Instrument	202600674

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	VICTORIA TX
Recording Date	Oct 30, 2025
Property Address	197 LIVE OAK DR, INEZ, TX 77968-3634
Document Number	0202509279
Map Reference	VOL 5 PG 21
Instrument Date	Oct 21, 2025
Instrument	202509279
Transaction Type	Transfer
Record Updated	Feb 03, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4800 N NAVARRO ST, VICTORIA, TX 77904-2079

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	VICTORIA TX
Recording Date	Jun 03, 2019
Property Address	197 LIVE OAK DR, INEZ, TX 77968-3634
Document Number	0201906174
Map Reference	VOL 5 PG 21
Instrument Date	May 31, 2019
Instrument	201906174
Transaction Type	Transfer
Record Updated	Feb 03, 2026
Title Company	CROSSROADS ABSTRACT AND TITLE COMPANY, CROSSROADS ABSTRACT & TTL CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 LIVE OAK DR, INEZ, TX 77968-3634
Investor	Possibly a Property Investor

Mortgage

Document Number	0201906175
Date	Jun 03, 2019
Instrument	201906175

Lender

Name	WALLICK & VOLK INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2049

February 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	VICTORIA TX
Recording Date	Feb 21, 2017
Property Address	197 LIVE OAK DR, INEZ, TX 77968-3634
Document Number	201702132
Map Reference	VOL 5 PG 21
Instrument Date	Feb 17, 2017
Instrument	201702132
Transaction Type	Transfer
Record Updated	Feb 06, 2021
Title Company	CROSSROADS ABSTRACT AND TITLE COMPANY, CROSSROADS ABST & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 LIVE OAK DR, INEZ, TX 77968-3634

Mortgage

Document Number	, 201702133
Date	Feb 21, 2017
Instrument	201702133

Lender

Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2047

February 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	VICTORIA TX
Recording Date	Feb 21, 2017
Property Address	197 LIVE OAK DR, INEZ, TX 77968-3634
Document Number	0201702132
Map Reference	VOL 5 PG 21
Instrument Date	Feb 17, 2017
Instrument	201702132
Transaction Type	Transfer
Record Updated	Feb 03, 2026
Title Company	CROSSROADS ABSTRACT AND TITLE COMPANY, CROSSROADS ABST & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 LIVE OAK DR, INEZ, TX 77968-3634

Mortgage

Document Number	0201702133
Date	Feb 21, 2017
Instrument	201702133

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2047

June 2008: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	VICTORIA TX
Recording Date	Jun 23, 2008
Property Address	197 LIVE OAK DR, INEZ, TX 77968-3634
Document Number	0200807524
Map Reference	MB5 PG21
Instrument Date	Jun 19, 2008
Instrument	200807524
Transaction Type	Transfer
Record Updated	Feb 03, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY OF THE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 LIVE OAK DR, INEZ, TX 77968-3634
Investor	Possibly a Property Investor

Mortgage

Document Number	0200807525
Date	Jun 23, 2008
Instrument	200807525

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2038

February 2005: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	VICTORIA TX
Recording Date	Feb 04, 2005
Property Address	197 LIVE OAK DR, INEZ, TX 77968-3634
Document Number	0200501622
Map Reference	MB5 PG21
Instrument Date	Feb 03, 2005
Instrument	200501622
Transaction Type	Transfer
Record Updated	Feb 03, 2026
Title Company	CROSSROADS ABST & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 LIVE OAK DR, INEZ, TX 77968-3634

Mortgage

Document Number	0200501623
Date	Feb 04, 2005
Instrument	200501623

Lender

Name	SYNERGY MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2035

Mortgage

Document Number	0200501624
Date	Feb 04, 2005
Instrument	200501624

Lender

Name	SYNERGY MORTGAGE CORP
Type	Mortgage Company
Address	WACO, TX 76710

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2020

Tax Assessment & Valuation

Source: Victoria County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Victoria County
Unified School District	Industrial Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,698.00 (-6.19%) Homeowner's exemption	$281,940 (-7.58%) Land $37,500 Building $244,440	$281,940 (-7.58%) Land $37,500 Building $244,440
2024	$1,810.00
2023		$305,060 Land $37,500 Building $267,560	$305,060 Land $37,500 Building $267,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Nearby Flood Policies	49 in force

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 51% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Victoria Electric Cooperative Fiber	1,000 / 1,000
TISD Fixed Wireless	400 / 100
AT&T Fixed Wireless	100 / 20
AMG Technology Investment Group Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 63 locations within half a mile of this property.

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