Floyd County property record for 197 Left Penhook Rd, Harold, KY 41635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 956 sqft |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $15,000 (Nov 2017) |
| Tax Bill | $780 (2025) |
| Deeds & Mortgages | Nov 2017 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 095-10-16-016.01 |
| Primary APN | 095-10-16-016.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 956 sqft Living Area |
| Exterior Material | Wood |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.139 acres) |
| Lot Dimensions | 60 ft deep x 100 ft wide |
| Terrain | Rolling |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Account Number | 29062 |
|---|---|
| Street Address | 197 LEFT PENHOOK RD |
| City | HAROLD |
| State | KY |
| Zip | 41635-7002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 0.14 ACRE |
| Jurisdiction | FLOYD KY |
| Township / Civil Division | BETSY LAYNE-STANVILLE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 920301 |
197 Left Penhook Rd is owned by an individual who bought it in November 2017.
Source: Floyd County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 165 LEFT PENHOOK RD, HAROLD, KY 41635-7002 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2017 · Amount on File |
| Deed Sale | Nov 14, 2017 · Amount on File |
| Deed Document Number | 0000633193 |
| Deed Book / Page | 633 / 193 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLOYD KY |
| Recording Date | Nov 14, 2017 |
| Property Address | 197 LEFT PENHOOK RD, HAROLD, KY 41635-7002 |
| Document Number | 000633/193 |
| Book / Page | 633 / 193 |
| Instrument Date | Nov 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $15.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 144 JOY ST, LAWRENCEBURG, KY 40342-1601 |
| Name | Verified Name |
|---|---|
| Address | 165 LEFT PENHOOK RD, HAROLD, KY 41635-7002 |
The 2025 property tax bill for 197 Left Penhook Rd was $780.
Source: Floyd County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Floyd County |
| Unified School District | Floyd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $780.00 | $65,000 Land $25,000 Building $40,000 | $65,000 Land $25,000 Building $40,000 |
| 2023 | $785.00 | $65,000 | $65,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 197 Left Penhook Rd in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2015–2025) |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 Left Penhook Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 80% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN WATER & SEWER DISTRICT serves 15,110 people · EPA ID KY0360026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Feb 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Inter-Mountain Cable Cable | 1,000 / 40 |
| Starlink Satellite | 280 / 30 |
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