197 Leachman Rd, Commerce, GA 30530 Property Records

Banks County property record for 197 Leachman Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,400 sqft · built 2002
Lot Size	1.31 acres (57,064 sqft)
Owner	Individual Name on File
Last Sale	$16,099 (May 2007)
Tax Bill	$793 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B82 025`

Property Details

APN / Parcel Number

Primary APN	`B82 025`
Alternative APN	`1215`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,400 sqft Heated Area
1st Floor Area	2,400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Exterior Material	Metal
Roof Type	Gable
Roof Material	Metal
Lot Area	57,064 sqft (1.31 acres)

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Patio Area	792 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1215
Street Address	197 LEACHMAN RD
City	COMMERCE
State	GA
Zip	30530-7139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	LOT 7&8 PB9-219 22-201 22-20
Legal Subdivision	CHARLES & VICTORIA MARTIN
Legal Lot Number	7,8
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1046
Census Tract	970400

Owner

197 Leachman Rd is owned and occupied by an individual who bought it in May 2007.

Source: Banks County records, as of November 14, 2025

Owner of Record	Individual Name on File
Mailing Address	197 LEACHMAN RD, COMMERCE, GA 30530-7139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Jun 8, 2018	Warranty Deed, Transfer
Mar 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2007 · Amount on File
Deed Sale	May 17, 2007 · Amount on File
Deed Document Number	2007480
Deed Book / Page	306 / 83
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	197 LEACHMAN RD, COMMERCE, GA 30530-7139
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 LEACHMAN RD, COMMERCE, GA 30530-7139

Mortgage

Document Number	0000000548/0000000229
Date	Aug 9, 2023
Book Page	0000000548/0000000229

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jun 8, 2018
Property Address	197 LEACHMAN RD, COMMERCE, GA 30530-7139
Document Number	000452/579
Book / Page	452 / 579
Instrument Date	Jun 8, 2018
Instrument	2018-000405
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 LEACHMAN RD, COMMERCE, GA 30530-7139

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Mar 27, 2017
Property Address	197 LEACHMAN RD, COMMERCE, GA 30530-7139
Document Number	000436/675
Book / Page	436 / 675
Instrument Date	Mar 27, 2017
Instrument	2017-000227
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 LEACHMAN RD, COMMERCE, GA 30530-7139

Tax Assessment & Valuation

The 2025 property tax bill for 197 Leachman Rd was $793 with a homeowner's exemption.

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$793.00 Homeowner's exemption	$43,196 Land $9,936 Building $33,260	$107,989 Land $24,839 Building $83,150
2023	$759.00 (-4.77%) Homeowner's exemption	$38,134 Land $8,874 Building $29,260	$95,334 Land $22,184 Building $73,150
2022	$797.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Leachman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Leachman Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Cable in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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