197 Laurel Rd, Mountain City, TN 37683 Property Records

Johnson County property record for 197 Laurel Rd, Mountain City, TN 37683

Property Summary

Property Type	Rural Home
Details	2 ba · 1,512 sqft · built 1995
Lot Size	17.5 acres (762,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Oct 2018)
Tax Bill	$836 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Dec 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`046077 12600`

Property Details

APN / Parcel Number

Primary APN	`046077 12600`
Alternative APN	`077 12600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	3,024 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2001
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	762,300 sqft (17.5 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	240 sqft
Patio Area	132 sqft
Shed	1 Shed
Shed Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	197 LAUREL RD
City	MOUNTAIN CITY
State	TN
Zip	37683-6455
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 04, COUNTY AREA: B99
Jurisdiction	JOHNSON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1047

Owner

Source: Johnson County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 LAUREL RD, MOUNTAIN CITY, TN 37683-6455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit EASTMAN CU
Dec 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EASTMAN CU
Apr 7, 2020	Deed of Trust, Mortgage EASTMAN CU
Oct 9, 2018	Warranty Deed, Transfer EASTMAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2018 · Amount on Record
Deed Sale	Oct 9, 2018 · Amount on Record
Deed Document Number	18002225
Deed Book / Page	207 / 036
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON TN
Property Address	197 LAUREL RD, MOUNTAIN CITY, TN 37683-6455
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 LAUREL RD, MOUNTAIN CITY, TN 37683-6455

Mortgage

Document Number	00T345/173
Date	Jul 25, 2022
Book Page	T345/173
Instrument	22002031

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 15, 2042

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON TN
Property Address	197 LAUREL RD, MOUNTAIN CITY, TN 37683-6455
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T348/418
Date	Dec 28, 2022
Book Page	T348/418
Instrument	22003392

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 15, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON TN
Property Address	CRACKERS NECK RD E OF, OF, MOUNTAIN CITY, TN 37683
Document Number	0000000849
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	197 LAUREL RD MOUNTAIN CITY TN 376836455, MOUNTAIN CITY, TN 37683-6455

Mortgage

Document Number	0000000849
Date	Apr 16, 2020
Book Page	000321/000288
Instrument	849

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON TN
Recording Date	Oct 9, 2018
Property Address	CRACKERS NECK RD E OF, OF, MOUNTAIN CITY, TN 37683
Document Number	0000002225
Book / Page	000207 / 000036
Instrument Date	Oct 3, 2018
Instrument	2225
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$536.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	197 LAUREL RD MOUNTAIN CITY TN 376836455, MOUNTAIN CITY, TN 37683-6455

Mortgage

Document Number	2226
Date	Oct 9, 2018
Book Page	000310/000456
Instrument	2226

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2048

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Johnson County
Unified School District	Johnson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$836.00 (+22.04%) Additional exemption filed	$37,850 (-) Land $6,575 Building $31,275
2023		$37,850 Land $6,575 Building $31,275
2022	$685.00
2021			$198,300 Land $73,200 Building $125,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 78% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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