Buncombe County property record for 197 Laurel Rd, Arden, NC 28704
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,478 sqft · built 1977 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $432,000 (Apr 2016) |
| Tax Bill | $2,921 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 709382-2020-202 |
| Primary APN | 709382-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,478 sqft Living Area |
| 1st Floor Area | 1,710 sqft |
| Basement Area | 768 sqft |
| Finished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,473 sqft (0.47 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 98 sqft |
| Deck Area | 16 sqft |
| Patio Area | 384 sqft |
| Canopy | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 709382-2020-202 |
|---|---|
| Street Address | 197 LAUREL RD |
| City | ARDEN |
| State | NC |
| Zip | 28704-2854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIV: MOUNT ROYAL LOT: 4 BLOCK: 23 SECTION: D PLAT: 0034-0129 |
| Legal Subdivision | MOUNT ROYAL |
| Legal Block | 23 |
| Legal Lot Number | 4 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LIMESTONE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2205 |
197 Laurel Rd is owned and occupied by two individuals who bought it in April 2016.
Source: Buncombe County records, as of September 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 197 LAUREL RD, ARDEN, NC 28704-2854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2016 · Amount on File |
| Deed Sale | Apr 18, 2016 · Amount on File |
| Prior Sale | May 27, 2004 · Amount on File |
| Deed Book / Page | 5415 / 1950 |
| Prior Transfer Date | Jan 29, 2015 |
| Prior Transfer Doc | 0052821167 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 197 LAUREL RD, ARDEN, NC 28704-2854 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057470257 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 5747/0257 |
| Name | WILMINGTON SAVINGS FUND SOCIETY FSB |
|---|---|
| Type | Bank |
| Address | WAYNE, PA 19087 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
The 2025 property tax bill for 197 Laurel Rd was $2,921, down 5.1% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,921.00 (-5.1%) | $453,200 Land $46,200 Building $407,000 | $453,200 Land $46,200 Building $407,000 |
| 2024 | $3,078.00 (+3.29%) | ||
| 2023 | $2,980.00 | $500,100 | $500,100 Land $46,200 Building $453,900 |
| 2021 | $453,200 Land $46,200 Building $407,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 197 Laurel Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (2013–2024) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 Laurel Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
May also be available: Optimum, T-Mobile, Verizon.
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