197 Lakeside Dr, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 197 Lakeside Dr, Nutley, NJ 07110

Property Summary

Property TypeSingle Family Home
Details1,726 sqft · built 1929
Lot Size0.197 acres (8,580 sqft)
Owner2 Individual Names on File
Last Sale$370,000 (Aug 2018)
Tax Bill$13,093 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-01902-0000-00037

Property Details

APN / Parcel Number

Primary APN16-01902-0000-00037
Alternative APNs
  • 1600331000300011
  • 16003310300011

Interior

Building Area1,726 sqft Living Area

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Lot Area8,580 sqft (0.197 acres)
Lot Dimensions156 ft deep x 55 ft wide

Location & Zoning

Old Parcel Number16003310300011
Street Address197 LAKESIDE DR
CityNUTLEY
StateNJ
Zip07110-1205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description55X156 IRR
Legal Block1902
Legal Lot Number37
JurisdictionESSEX NJ
Township / Civil DivisionNUTLEY
Census Block Group5
Census Block5005
Census Tract13500

Owner

197 Lakeside Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address197 LAKESIDE DR, NUTLEY, NJ 07110-1205
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Aug 16, 2018Grant Deed, Transfer · Conventional Mortgage
ABSOLUTE HOMR MTG CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2018 · Amount on File
Deed SaleAug 16, 2018 · Amount on File
Prior SaleFeb 6, 2012 · Amount on File
Deed Document Number201871668
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address197 LAKESIDE DR, NUTLEY, NJ 07110-1205
Document Number0000087690
Instrument DateAug 25, 2020
Transaction TypeMortgage
Record UpdatedOct 2, 2020
Title CompanyEVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address197 LAKESIDE DR NUTLEY NJ 071101205, NUTLEY, NJ 07110-1205

Mortgage

Document Number0000087690
DateSep 10, 2020
Instrument87690
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 9, 2050

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateAug 16, 2018
Property Address197 LAKESIDE DR, NUTLEY, NJ 07110-1205
Document Number0000071668
Instrument DateAug 7, 2018
Instrument71668
Transaction TypeTransfer
Record UpdatedMar 29, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address197 LAKESIDE DR NUTLEY NJ 071101205, NUTLEY, NJ 07110-1205

Mortgage

Document Number71669
DateAug 16, 2018
Instrument71669
Lender
NameABSOLUTE HOMR MTG CORP
AddressFAIRFIELD, NJ 07004
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 197 Lakeside Dr was $13,093, up 2.6% from the year before.

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionNutley Township
Unified School DistrictNutley Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$485,100 (-) Land $238,900 Building $246,200$485,100 (-) Land $238,900 Building $246,200
2025$13,093.00 (+2.55%)$485,100 Land $238,900 Building $246,200$485,100 Land $238,900 Building $246,200
2024$12,767.00
2023$485,100 Land $238,900 Building $246,200$485,100 Land $238,900 Building $246,200
2022$15,513.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Lakeside Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 individual policies
Nearby Flood Policies43 units insured
incl. 31 condo units
Nearby Flood Claims29 (1983–2021)
Claims Outside the SFHA8 of 29
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 6 claims
  • Hurricane Irene, Aug 2011 · 5 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Lakeside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNUTLEY WATER DEPT
serves 29,500 people · EPA ID NJ0716001
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureCorrosion control
Jan 2025
Coliform assessment
Oct 2023
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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