197 Lakes Rd, Monroe, NY 10950 Property Records

Orange County and Monroe Town property record for 197 Lakes Rd, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,476 sqft · built 1930
Lot Size	0.256 acres (11,151 sqft)
Owner	Company Name on File
Last Sale	$350,000 (Aug 2023)
Tax Bill	$7,680 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`334089 3-3-21`

Property Details

APN / Parcel Number

Primary APN	`334089 3-3-21`
Alternative APNs	`408900300000030210000000` `3-3-21`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
Gross Area	1,668 sqft
1st Floor Area	1,224 sqft
Upper Floors Area	244 sqft
Attic	Attic
Attic Area	252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1951
Architectural Style	Old Style
Exterior Material	Wood
Lot Area	11,151 sqft (0.256 acres)
Lot Dimensions	112 ft deep x 133 ft wide
View / Lot	Suburban
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	784 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	3-3-21
Street Address	197 LAKES RD
City	MONROE
State	NY
Zip	10950-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR-10
Legal Block	3
Legal Lot Number	21.00
Jurisdiction	ORANGE NY
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1008
Census Tract	14202

Owner

197 Lakes Rd is owned by a company that bought it in August 2023.

Source: Orange County and Monroe Town records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	5910 11TH AVE, BROOKLYN, NY 11219-4901
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2023 · Amount on File
Deed Sale	Aug 21, 2023 · Amount on File
Deed Document Number	202350870
Deed Book / Page	15460 / 940
Record Updated	Jun 8, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Aug 21, 2023
Property Address	197 LAKES RD, MONROE, NY 10950-2551
Document Number	0000050870
Book / Page	15460 / 940
Instrument Date	Aug 10, 2023
Instrument	20230050870
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5910 11TH AVE, BROOKLYN, NY 11219-4901

Mortgage

Document Number	0000050871
Date	Aug 21, 2023
Instrument	20230050871

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Orange County and Monroe Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Monroe Town
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,000 (-) Land $11,000 Building $27,000	$351,500 (+6.84%)
2024	$7,680.00	$38,000 (-) Land $11,000 Building $27,000	$329,000 (+6.13%)
2023		$38,000 (-) Land $11,000 Building $27,000	$310,000 (+22.92%) Land $89,737 Building $220,263
2022		$38,000 Land $11,000 Building $27,000	$252,200 Land $73,005 Building $179,195

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 197 Lakes Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (1979–2023)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Sep 2023
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Lakes Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE VILLAGE serves 12,000 people · EPA ID NY3503535
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20