197 Klatte Rd, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Hermon Town property record for 197 Klatte Rd, Hermon, ME 04401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1974
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$93,800 (Mar 2021)
Tax Bill	$1,961 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HERM M:019 B:022 L:000`

Property Details

APN / Parcel Number

Primary APN	`HERM M:019 B:022 L:000`
Alternative APN	`586`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Basement Area	200 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Raised Ranch
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	586
Street Address	197 KLATTE RD
City	HERMON
State	ME
Zip	04401-0632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Block	22
Jurisdiction	HERMON ME
Township / Civil Division	HERMON
Census Block Group	2
Census Block	2014
Census Tract	10000

Owner

Source: Penobscot County and Hermon Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 KLATTE RD, HERMON, ME 04401-0632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) KATHADIN TRUST CO
Mar 8, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) KATHADIN TRUST CO
Mar 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage KATHADIN TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Prior Sale	Nov 7, 2016 · Amount on Record
Deed Document Number	20216376
Deed Book / Page	15917 / 75
Last Transfer Date	Nov 15, 2024
Transfer Doc	0173400031
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	197 KLATTE RD, HERMON, ME 04401-0632
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0169310334
Date	Sep 5, 2023
Book Page	16931/334
Instrument	20722

Lender

Name	KATHADIN TRUST CO
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2038

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	197 KLATTE RD, HERMON, ME 04401-0632
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0164050094
Date	Mar 8, 2022
Book Page	16405/94
Instrument	6389

Lender

Name	KATHADIN TRUST CO
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2032

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERMON ME
Recording Date	Mar 1, 2021
Property Address	197 KLATTE RD, HERMON, ME 04401-0632
Document Number	0159170075
Book / Page	15917 / 75
Instrument Date	Feb 19, 2021
Instrument	6376
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 KLATTE RD, HERMON, ME 04401-0632

Mortgage

Document Number	0000006377
Date	Mar 1, 2021
Instrument	6377

Lender

Name	KATHADIN TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Penobscot County and Hermon Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hermon Town
Unified School District	Hermon (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,961.00 (+21.88%)	$165,500 (+12.13%) Land $51,700 Building $113,800
2024	$1,609.00 (+1.13%)	$147,600 (+9.01%) Land $46,000 Building $101,600
2023	$1,591.00 (+21.36%)	$135,400 (+22.87%) Land $42,900 Building $92,500
2022	$1,311.00	$110,200 Land $38,100 Building $72,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1993–2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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