197 Kepler Dr, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 197 Kepler Dr, Gaithersburg, MD 20878 · Last verified August 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	3.5 Baths
Year Built	Built 2016
Square Footage	1,872 sqft Living Area
Lot Size	1,040 sqft (0.024 acres)
Garage	Attached, 336 sqft
Occupancy	Owner Occupied
Last Sale	$565,000 (2016)
Tax Bill	$8,633.00 (2025)

Owner

Source: Montgomery County records · APN 09-03735977

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	197 KEPLER DR, GAITHERSBURG, MD 20878-4657
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2016 · Amount on Record
Deed Sale	Jun 20, 2016 · Amount on Record
Prior Sale	Oct 27, 2015 · Amount on Record
Deed Book / Page	52261 / 39
Record Refreshed	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	197 KEPLER DR, GAITHERSBURG, MD 20878-4657
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 KEPLER DR, GAITHERSBURG, MD 20878-4657

Mortgage

Document Number	0640940001
Date	Sep 22, 2021
Book Page	64094/1

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Jun 01, 2046

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$659,000 (+2.81%) Land $250,000 Building $409,000	$659,000 (-) Land $250,000 Building $409,000
2025	$8,633.00 (+21.57%)	$641,000 (+5.95%)	$659,000 (+8.93%) Land $250,000 Building $409,000
2023		$605,000 Land $250,000 Building $355,000	$605,000 Land $250,000 Building $355,000
2022	$7,101.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`09-03735977`
Alternative APN	`03735977`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,872 sqft Living Area
Gross Area	2,208 sqft Gross Area
1st Floor	624 sqft 1st Floor
Attic Area	464 sqft Attic
Attic	1 Attic
Stories	3 Stories

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	1,040 sqft (0.024 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	336 sqft Garage
Deck Area	120 sqft Deck
Porch	Open Porch
Porch Area	160 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	03735977
Street Address	197 KEPLER DR
City	GAITHERSBURG
State	MD
Zip	20878-4657
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CROWN FARM
Legal Subdivision	CROWN FARM
Legal Block	B
Legal Lot Number	19
Jurisdiction	MONTGOMERY MD
Minor Civil Division	9
Census Blockgroup	3
Census Block	3022
Census Tract	700839