Harford County property record for 197 Joppa Farm Rd, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,440 sqft · built 2023 |
| Lot Size | 0.067 acres (2,910 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,000 (Oct 2024) |
| Tax Bill | $3,934 (2026) |
| Deeds & Mortgages | Sep 2023 Sale Jun 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-390686 |
| Primary APN | 01-390686 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Total Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,910 sqft (0.067 acres) |
| Garage Type | Basement |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 390686 |
|---|---|
| Street Address | 197 JOPPA FARM RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4688 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LOT 248 2910 SQFT 197 JOPPA FARM RD MAGNOLIA LANDING 216/18 |
| Legal Subdivision | REVISED FINAL PLAT FOUR MAGNOLIA LANDING |
| Legal Lot Number | 248 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301402 |
Source: Harford County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 197 JOPPA FARM RD, JOPPA, MD 21085-4688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2023 | Deed, Transfer MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Jun 10, 2022 | Deed, Transfer · Line of Credit PEOPLESBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2024 · Amount on Record |
| Deed Sale | Oct 4, 2024 · Amount on Record |
| Prior Sale | Sep 19, 2023 · Amount on Record |
| Deed Book / Page | 16409 / 260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 19, 2023 |
| Property Address | 197 JOPPA FARM RD, JOPPA, MD 21085-4688 |
| Document Number | 0160350463 |
| Book / Page | 16035 / 463 |
| Instrument Date | Sep 1, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,095.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 222 N CONSTITUTION AVE, NEW FREEDOM, PA 17349-7938 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 10, 2022 |
| Property Address | 197 JOPPA FARM RD, JOPPA, MD 21085-4688 |
| Document Number | 0155500073 |
| Book / Page | 15550 / 73 |
| Map Reference | MB JJR 142 FO 72 |
| Instrument Date | May 10, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 222 N CONSTITUTION AVE, NEW FREEDOM, PA 17349-7938 |
| Document Number | 0155500081 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 15550-0081 |
| Name | PEOPLESBANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,934.00 (+25.21%) | $361,000 (+644.33%) Land $63,500 Building $297,500 | $361,000 (+644.33%) Land $63,500 Building $297,500 |
| 2025 | $3,142.00 (+1,726.74%) | ||
| 2023 | $48,500 (+206.96%) Land $48,500 | $48,500 (+206.96%) Land $48,500 | |
| 2022 | $172.00 (-4.44%) | $15,800 Land $15,800 | $15,800 Land $15,800 |
| 2021 | $180.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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