197 Johnny Ayers Rd, Pinnacle, NC 27043 Property Records

Surry County property record for 197 Johnny Ayers Rd, Pinnacle, NC 27043

Property Summary

Property TypeRural Home
Details2 bd · 1 ba · 816 sqft · built 1957
Lot Size0.84 acres (36,590 sqft)
Owner2 Individual Names on Record
Last Sale$172,500 (Aug 2026)
Tax Bill$461 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5963-00-29-9039

Property Details

APN / Parcel Number

Primary APN5963-00-29-9039
Alternative APNs
  • 100088837
  • 100130127

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area816 sqft Living Area
1st Floor Area744 sqft
Basement Area744 sqft
Unfinished Basement744 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1977
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area36,590 sqft (0.84 acres)
Lot Width172 ft Width
PorchSlab
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number100130127
Street Address197 JOHNNY AYERS RD
CityPINNACLE
StateNC
Zip27043-9395
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRA
Legal DescriptionDB792 PG229 PB 26 PG 110
Legal SubdivisionSHOALS RD
JurisdictionSURRY NC
Township / Civil DivisionSHOALS
Census Block Group3
Census Block3042
Census Tract931200

Owner

Source: Surry County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address197 JOHNNY AYERS RD, PINNACLE, NC 27043-9395
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2026 · Amount on Record
Deed SaleAug 4, 2026 · Amount on Record
Deed Document Number2026735874
Deed Book / Page1984 / 438
Prior Transfer DateAug 15, 2024
Prior Transfer Doc01903/1029
Record UpdatedSep 20, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSURRY NC
Recording DateAug 4, 2026
Property Address197 JOHNNY AYERS RD, PINNACLE, NC 27043-9395
Document Number0000735874
Book / Page1984 / 438
Instrument DateAug 4, 2026
Instrument2026735874
Transaction TypeTransfer
Record UpdatedAug 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$34,845.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 JOHNNY AYERS RD, PINNACLE, NC 27043-9395

Mortgage

Document Number0000735875,
DateAug 4, 2026
Instrument2026735875
Lender
NameGATEWAY MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate6.47%
Max Rate-1%

Mortgage

Document Number0000735876,
DateAug 4, 2026
Book Page1984/458
Instrument2026735876
Lender
NameHOUSING FINANCE AGENCY NC
Agreement
AmountAmount Recorded
Interest
Rate6.47%
Max Rate-1%

Tax Assessment & Valuation

Source: Surry County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountySurry County
Unified School DistrictSurry County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$461.00 (+50.65%)$71,580 (+29.07%) Land $12,600 Building $58,980$71,580 (+29.07%) Land $12,600 Building $58,980
2023$306.00$55,460 Land $10,080 Building $45,380$55,460 Land $10,080 Building $45,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surry Telephone
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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