197 James Caird Dr, Kyle, TX 78640 Property Records

Hays County property record for 197 James Caird Dr, Kyle, TX 78640

Property Summary

Property Type	Vacant Land
Lot Size	0.103 acres (4,487 sqft)
Owner	Individual Name on File
Last Sale	$439,168 (Apr 2026)
Tax Bill	$1,261 (2024)
Deeds & Mortgages	Mar 2025 Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11221500EE020002`

Property Details

APN / Parcel Number

Primary APN	`11221500EE020002`
Alternative APN	`R188627`

Exterior

Lot Area	4,487 sqft (0.103 acres)

Location & Zoning

Account Number	R188627
Street Address	197 JAMES CAIRD DR
City	KYLE
State	TX
Zip	78640-3163
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	CROSSWINDS PHASE 3A, BLOCK EE, LOT 20, ACRES 0.103
Legal Subdivision	CROSSWINDS PHASE 3A
Legal Phase	3A
Legal Block	EE
Legal Lot Number	20
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	2
Census Block	2001
Census Tract	10919

Owner

Source: Hays County records · APN 11221500EE020002

Assessment roll updated August 25, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	197 JAMES CAIRD DR, KYLE, TX 78640-3163
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2025	Deed of Trust, Mortgage BANK OF THE OZARKS
Apr 01, 2026	Special Warranty Deed · Conventional Mortgage SFMC LP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 2026 · Amount on Record
Deed Sale	Apr 01, 2026 · Amount on Record
Deed Document Number	202611165
Record Updated	Jun 08, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	197 JAMES CAIRD DR, KYLE, TX 78640-3163
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	CONDOR TITLE COMPANY, CORRIDOR TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008683
Date	Mar 13, 2025
Instrument	25008683

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	CEDAR PARK, TX 78613

Agreement

Amount	Amount Recorded

April 2026: Special Warranty Deed

Document Type	Special Warranty Deed
Jurisdiction	HAYS TX
Recording Date	Apr 01, 2026
Property Address	197 JAMES CAIRD DR, KYLE, TX 78640-3163
Document Number	0000011165
Instrument Date	Mar 30, 2026
Instrument	202611165
Record Updated	Apr 15, 2026
Title Company	CORRIDOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011166,
Date	Apr 01, 2026
Instrument	202611166

Lender

Name	SFMC LP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Hays County records · Assessment roll updated August 25, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,333	$69,563 Land $69,563
2024	$1,261.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Radiate Holdings.

Based on FCC filings for 455 locations within half a mile of this property.

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