Beauregard Parish property record for 197 Jack's Cir, Ragley, LA 70657
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Tax Bill | $1,765 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0604027601O |
| Primary APN | 0604027601O |
|---|
| Street Address | 197 JACKS CIR |
|---|---|
| City | RAGLEY |
| State | LA |
| Zip | 70657-6738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PART OF LOTS 8 AND 7 OF BAJA ESTATES, PHASE 3, DESCRIBED AS: LOT 8, LESS AND EXCEPT THE SOUTH 15 FT THEREOF, AND THE SOUTH |
| Legal Subdivision | BAJA PHASE #3 |
| Legal Lot Number | 7-8 |
| Jurisdiction | BEAUREGARD LA |
| Township / Civil Division | 4A |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 960701 |
197 Jack's Cir is owned and occupied by two individuals who acquired it in September 2020.
Source: Beauregard Parish records, as of January 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 197 JACKS CIR, RAGLEY, LA 70657-6738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIGURE LENDING LLC |
| Oct 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2020 |
| Deed Sale | Sep 28, 2020 |
| Deed Document Number | 489371 |
| Deed Book / Page | 852 / 693 |
| Prior Transfer Date | Dec 17, 2009 |
| Prior Transfer Doc | 489371 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUREGARD LA |
| Property Address | 197 JACKS CIR, RAGLEY, LA 70657-6738 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000975/412 |
|---|---|
| Date | Aug 16, 2022 |
| Book Page | 975/412 |
| Instrument | 578667 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUREGARD LA |
| Property Address | 197 JACKS CIR, RAGLEY, LA 70657-6738 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2019 |
| Name | Verified Name |
|---|
| Document Number | 875/529 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 875/529 |
| Instrument | 558303 |
| Name | CARRINGTON MORTGAGE SVCS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2039 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 197 Jack's Cir was $1,765 with a homeowner's exemption.
Source: Beauregard Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | Beauregard Parish |
| Unified School District | Beauregard Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,765.00 Homeowner's exemption | $13,763 Land $750 Building $13,013 | $137,628 Land $7,500 Building $130,128 |
| 2023 | $1,823.00 Homeowner's exemption | $13,935 Land $1,200 Building $12,735 | $139,350 Land $12,000 Building $127,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 197 Jack's Cir in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 10 (2019–2020) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Oct 2020 · Hurricane Delta |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 Jack's Cir is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 90% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| FulAir Fixed Wireless | 10 / 1 |
| Brightspeed DSL | 10 / 1 |
5G and 4G LTE (outdoors only)
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