1. Home
  2. California
  3. San Luis Obispo County
  4. Cayucos
  5. J St

197 J St, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 197 J St, Cayucos, CA 93430 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,488 sqft · built 1999
Lot Size0.092 acres (4,000 sqft)
OwnerCompany Name on File
Last Sale$135,000 (Jun 1998)
Tax Bill$4,237 (2025)
Deeds & MortgagesFeb 2024 Transfer
Dec 2023 Transfer
Flood ZoneZone X (minimal risk)
APN064-128-011

Property Details

APN / Parcel Number

Primary APN064-128-011

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,488 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Construction TypeWood
Lot Area4,000 sqft (0.092 acres)
TerrainBelow Road/Slope
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address197 J ST
CityCAYUCOS
StateCA
Zip93430-1168
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORRO RK VW 3 BL 7 LTS 27 & 28
Legal SubdivisionMORRO ROCK VIEW 03
Legal Block7
Legal Lot Number27,28
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1008
Census Tract10504

Owner

Source: San Luis Obispo County records · APN 064-128-011

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address197 J ST, CAYUCOS, CA 93430-1168
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2024Intrafamily Transfer, Transfer
Dec 13, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 12, 1998 · Amount on Record
Deed SaleJun 12, 1998 · Amount on Record
Deed Document Number199835524
Last Transfer DateFeb 20, 2024
Transfer Doc0000004443
Record UpdatedSep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 21, 2024
Property Address197 J ST, CAYUCOS, CA 93430-1168
Document Number0000004443
Map ReferenceMB 3 PG 101
Instrument DateFeb 20, 2024
Instrument2024004443
Transaction TypeTransfer
Record UpdatedFeb 29, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address197 J ST, CAYUCOS, CA 93430-1168

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 13, 2023
Property Address197 J ST, CAYUCOS, CA 93430-1168
Document Number0000037037
Map ReferenceMB 3 PG 101
Instrument DateDec 12, 2023
Instrument2023037037
Transaction TypeTransfer
Record UpdatedDec 21, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address197 J ST, CAYUCOS, CA 93430-1168

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$586,207 (+45.31%) Land $246,426 Building $339,781
2025$4,237.00 (+26.4%) Homeowner's exemption$403,414 (+29.26%) Land $191,595 Building $211,819
2023$3,352.00 (+1.82%) Homeowner's exemption$312,106 Land $184,156 Building $127,950
2022$3,292.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Nearby Flood Policies33 units insured
12 under condo master policies
Nearby Flood Claims7 (1998–2023)
Claims Outside the SFHA6 of 7
Most Recent ClaimOct 2023
Claims By Storm
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Wildfire

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire LikelihoodAbout 1 in 316 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 540 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on J St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures