197 High St, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 197 High St, Waltham, MA 02453

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,069 sqft · built 1940
Lot Size	0.085 acres (3,698 sqft)
Owner	Individual Name on Record
Last Sale	$794,000 (Jun 2024)
Tax Bill	$6,408 (2025)
Deeds & Mortgages	Jul 2021 Refinance Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54531`

Property Details

APN / Parcel Number

Primary APN	`54531`
Alternative APN	`WALT M:070 B:030 L:0005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,069 sqft Living Area
Gross Area	2,770 sqft
Basement Area	760 sqft
Unfinished Basement	760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,698 sqft (0.085 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	54531
Street Address	197 HIGH ST
City	WALTHAM
State	MA
Zip	02453-5905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Subdivision	CASEY CIRCLE
Legal Block	30
Legal Lot Number	5
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	1
Census Block	1000
Census Tract	368600

Owner

Source: Middlesex County and Waltham City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	197 HIGH ST, WALTHAM, MA 02453-5905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Dec 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAMBRIDGE TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2024 · Amount on Record
Deed Sale	Jun 27, 2024 · Amount on Record
Prior Sale	Sep 3, 2013 · Amount on Record
Deed Book / Page	82942 / 521
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	197 HIGH ST, WALTHAM, MA 02453-5905
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078238-400
Date	Jul 14, 2021
Book Page	78238/400
Instrument	158299

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	197 HIGH ST, WALTHAM, MA 02453-5905
Document Number	70465-157
Book / Page	070465 / 000157
Instrument Date	Dec 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70465-157
Date	Jan 2, 2018
Book Page	070465/000157
Instrument	648

Lender

Name	CAMBRIDGE TR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,408.00 (+2.41%)	$652,500 (+0.52%) Land $340,400 Building $312,100	$741,380 (+0.46%)
2024	$6,257.00 (+1.23%)	$649,100 (+8.38%) Land $340,400 Building $308,700	$737,960
2023	$6,181.00	$598,900 Land $310,000 Building $288,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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