197 High Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 197 High Rd, Kalispell, MT 59901

Property Summary

Property TypeRural Home
Details4 bd · 3 ba · 2,168 sqft · built 1994
Lot Size6.14 acres (267,458 sqft)
OwnerIndividual Name on Record
Last Sale$148,100 (Mar 2010)
Tax Bill$4,357 (2025)
Deeds & MortgagesApr 2019 Line of Credit
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNR0776533

Property Details

APN / Parcel Number

Primary APNR0776533
Alternative APNs
  • 07-3965-25-1-01-17-0000
  • 0000625273

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,168 sqft Living Area
1st Floor Area1,368 sqft
2nd Floor Area800 sqft
Basement Area1,344 sqft
Unfinished Basement1,344 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area267,458 sqft (6.14 acres)
Garage TypeMixed
Garage Area1,548 sqft
Parking Spaces6 Parking Spaces
PorchSlab
Porch Area70 sqft
Deck Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number0000625273
Street Address197 HIGH RD
CityKALISPELL
StateMT
Zip59901-7433
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionLONE PINE RANCHES 1 AMD, S25, T28 N, R22 W, LOT 017
Legal Range22W
Legal Township28N
Legal Section25
Legal SubdivisionLONE PINE RANCHES 1 AMD
Legal Lot Number17
JurisdictionFLATHEAD MT
Township / Civil DivisionKALISPELL
Census Block Group4
Census Block4017
Census Tract802

Owner

Source: Flathead County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 8840, KALISPELL, MT 59904-1840
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2019Deed of Trust, Mortgage · Line of Credit
WHITEFISH CU
Jul 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
WHITEFISH CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 24, 2010 · Amount on Record
Deed SaleMar 24, 2010 · Amount on Record
Deed Document Number20106944
Prior Transfer DateJan 22, 2010
Prior Transfer Doc0000006944
Record UpdatedSep 20, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address197 HIGH RD, KALISPELL, MT 59901-7433
Transaction TypeMortgage
Record UpdatedMay 10, 2019
Title CompanyFIRST TITLE OF MONTANA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900007310
DateApr 19, 2019
Instrument201900007310
Lender
NameWHITEFISH CU
TypeCredit Union
AddressWHITEFISH, MT 59937
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueMay 1, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address197 HIGH RD, KALISPELL, MT 59901-7433
Transaction TypeMortgage
Record UpdatedAug 9, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800014198
DateJul 11, 2018
Instrument201800014198
Lender
NameWHITEFISH CU
TypeCredit Union
AddressWHITEFISH, MT 59937
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 15, 2038

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 3, 2025

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
Secondary School DistrictFlathead High School District (09 - 12)
Elementary School DistrictKalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,357.00 (-25.99%)$968,300 (+38.35%)$968,300 (+38.35%) Land $403,262 Building $565,038
2023$5,887.00$699,900$699,900 Land $237,406 Building $462,494

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 65% of Montana
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
MontanaSky Networks
Fixed Wireless
50 / 10
CenturyLink
DSL
10 / 1

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