197 Hammack Ln, Winchester, VA 22602 Property Records

Frederick County property record for 197 Hammack Ln, Winchester, VA 22602

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,376 sqft · built 2009
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (May 2018)
Tax Bill	$3,620 (2026)
Deeds & Mortgages	May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`40A-108E`

Property Details

APN / Parcel Number

Primary APN	`40A-108E`
Alternative APN	`8043242`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,376 sqft Living Area
Gross Area	5,784 sqft
1st Floor Area	2,356 sqft
Basement Area	2,356 sqft
Finished Basement	2,356 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2020
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8043242
Street Address	197 HAMMACK LN
City	WINCHESTER
State	VA
Zip	22602-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	WHITES MILL L4 5.00 ACRES
Legal Subdivision	WHITES MILL
Legal Lot Number	4
Jurisdiction	FREDERICK VA
Township / Civil Division	BACK CREEK
Census Block Group	2
Census Block	2003
Census Tract	50402

Owner

197 Hammack Ln is owned and occupied by two individuals who bought it in May 2018.

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	197 HAMMACK LN, WINCHESTER, VA 22602-1602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2018 · Amount on File
Deed Sale	May 15, 2018 · Amount on File
Prior Sale	Mar 15, 2010 · Amount on File
Deed Document Number	20184551
Record Updated	Sep 20, 2026

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	May 15, 2018
Property Address	197 HAMMACK LN, WINCHESTER, VA 22602-1602
Document Number	0000004551
Instrument Date	May 15, 2018
Instrument	4551
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	197 HAMMACK LN WINCHESTER VA 226021602, WINCHESTER, VA 22602-1602

Tax Assessment & Valuation

The 2026 property tax bill for 197 Hammack Ln was $3,620, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,620.00 (+10.43%)	$683,000 Land $137,000 Building $546,000	$683,000 Land $137,000 Building $546,000
2025	$3,278.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Hammack Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Hammack Ln is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 70% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20