197 Guemal Rd, Buda, TX 78610 Property Records

Hays County property record for 197 Guemal Rd, Buda, TX 78610

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,042 sqft · built 2018
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,694 (2024)
Deeds & Mortgages	Aug 2022 Second Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R154220`

Property Details

APN / Parcel Number

Primary APN	`R154220`
Alternative APN	`11-7692-000B-01200-2`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,042 sqft Living Area
Gross Area	2,422 sqft

Exterior

Year Built	Built 2018
Exterior Material	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Mixed
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	197 GUEMAL RD
City	BUDA
State	TX
Zip	78610-2146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW CREEK PHASE NINE SEC TWO, BLOCK B, LOT 12, ACRES 0.11 TAX CODES:MNH1,PCC,RSP,SHA,WPC,ACCD
Legal Subdivision	SHADOW CREEK PHASE NINE SEC TWO
Legal Phase	9
Legal Block	B
Legal Lot Number	12
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	1
Census Block	1000
Census Tract	10922

Owner

Source: Hays County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 GUEMAL RD, BUDA, TX 78610-2146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBERSOURCE CU
Jan 15, 2020	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 4, 2019	Grant Deed, Transfer GRAYSTONE TITLE
Nov 29, 2018	Vendor's Lien, Subdivision Related Transfer GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2018
Deed Sale	Nov 29, 2018
Deed Document Number	18041917
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	197 GUEMAL RD, BUDA, TX 78610-2146
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039180
Date	Aug 15, 2022
Instrument	22039180

Lender

Name	MEMBERSOURCE CU
Type	Credit Union
Address	HOUSTON, TX 77042

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jul 28, 2027

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	197 GUEMAL RD, BUDA, TX 78610-2146
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001558
Date	Jan 15, 2020
Instrument	20001558

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAYS TX
Recording Date	Jan 4, 2019
Property Address	197 GUEMAL RD, BUDA, TX 78610-2146
Document Number	0000000423
Instrument Date	Jan 3, 2019
Instrument	423
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	GRAYSTONE TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9111 JOLLYVILLE RD #111 AUSTIN TX 787597406, 111, AUSTIN, TX 78759-7406

November 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	Nov 29, 2018
Property Address	197 GUEMAL RD, BUDA, TX 78610-2146
Document Number	0000041917
Map Reference	DOC1703052
Instrument Date	Nov 29, 2018
Instrument	18041917
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 GUEMAL RD, BUDA, TX 78610-2146

Mortgage

Document Number	0000041918
Date	Nov 29, 2018
Instrument	18041918

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$307,616 (+12.42%) Land $67,260 Building $240,356	$307,616 (-10.47%) Land $67,260 Building $240,356
2024	$5,694.00 (-5.59%)
2023		$273,631 Land $74,340 Building $269,260	$343,600 Land $74,340 Building $269,260
2022	$6,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOFORTH SUD serves 34,893 people · EPA ID TX1050019
Water Source	Purchased surface water from GBRA IH-35 TRANSMISSION MAIN
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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