197 Grant St, Salisbury, NC 28144 Property Records

Rowan County property record for 197 Grant St, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,176 sqft · built 2021
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jan 2025)
Tax Bill	$2,409 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Dec 2020 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`026 279`

Property Details

APN / Parcel Number

Primary APN	`026 279`
Alternative APN	`6344933`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	200 ft deep x 65 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	197 GRANT ST
City	SALISBURY
State	NC
Zip	28144-9316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L23 H. B. ELIUM PROPERTY
Legal Subdivision	PROPERTY OF H B ELIUM
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	3
Census Block	3024
Census Tract	50800

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 GRANT ST, SALISBURY, NC 28144-9316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Warranty Deed, Transfer · USDA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Dec 23, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Dec 22, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Oct 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 7, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2025 · Amount on Record
Deed Sale	Jan 6, 2025 · Amount on Record
Prior Sale	Oct 26, 2021 · Amount on Record
Deed Book / Page	1454 / 782
Prior Transfer Date	Sep 22, 2017
Prior Transfer Doc	0012970437
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 26, 2021
Property Address	197 GRANT ST, EAST SPENCER, NC 28144-9316
Document Number	0013870205
Book / Page	1387 / 205
Map Reference	PG 157
Instrument Date	Oct 13, 2021
Transaction Type	Transfer
Record Updated	Nov 4, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$398.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6220 HUDSPETH RD, 6220, HARRISBURG, NC 28075-5001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 GRANT ST, EAST SPENCER, NC 28144-9316

Mortgage

Document Number	0001387206
Date	Oct 26, 2021
Instrument	1387/206

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 23, 2020
Property Address	197 GRANT ST, EAST SPENCER, NC 28144-9316
Document Number	0013630829
Book / Page	001363 / 000829
Instrument Date	Dec 21, 2020
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$30.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6220 HUDSPETH RD HARRISBURG NC 280755001, HARRISBURG, NC 28075-5001

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 22, 2020
Property Address	197 GRANT ST, EAST SPENCER, NC 28144-9316
Document Number	0013630698
Book / Page	001363 / 000698
Instrument Date	Dec 17, 2020
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$17.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	221 SHEARWATER LN BEAUFORT NC 285166008, BEAUFORT, NC 28516-6008

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 2, 2017
Property Address	197 GRANT ST, EAST SPENCER, NC 28144-9316
Document Number	0012970437
Book / Page	001297 / 000437
Instrument Date	Sep 22, 2017
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 782 ORIENTAL NC 285710782, ORIENTAL, NC 28571-0782

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 7, 2017
Property Address	197 GRANT ST, EAST SPENCER, NC 28144-9316
Document Number	0012940395
Book / Page	001294 / 000395
Instrument Date	Jun 9, 2017
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5902 SEA VIEW DR ORIENTAL NC 285717001, ORIENTAL, NC 28571-7001

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 7, 2017
Property Address	197 GRANT ST, EAST SPENCER, NC 28144-9316
Document Number	0012940394
Book / Page	001294 / 000394
Instrument Date	Jun 9, 2017
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	5902 SEA VIEW DR ORIENTAL NC 285717001, ORIENTAL, NC 28571-7001

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	East Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,409.00	$194,300 (-) Land $15,000 Building $179,300	$194,300 (-) Land $15,000 Building $179,300
2025	$2,409.00	$194,300 (-) Land $15,000 Building $179,300
2023	$2,409.00	$194,300 Land $15,000 Building $179,300	$194,300 Land $15,000 Building $179,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF EAST SPENCER serves 1,550 people · EPA ID NC0180060
Water Source	Purchased surface water from SALISBURY-ROWAN
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Windstream.

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