197 Gloucester Dr, Midway, GA 31320 Property Records

Liberty County property record for 197 Gloucester Dr, Midway, GA 31320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,436 sqft · built 2006
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Dec 2021)
Tax Bill	$4,144 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`186D 051`

Property Details

APN / Parcel Number

Primary APN	`186D 051`
Alternative APN	`23022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,436 sqft Heated Area
1st Floor Area	1,436 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2009
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	106 ft deep x 69 ft wide
Garage Area	420 sqft
Porch	Slab
Porch Area	142 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23022
Street Address	197 GLOUCESTER DR
City	MIDWAY
State	GA
Zip	31320-3459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C3
Legal Description	LOT 10 GWINNETT PLACE S/D
Legal Subdivision	GWINETT PLACE (MIDWAY)
Legal Lot Number	10
Jurisdiction	LIBERTY GA
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1011
Census Tract	10504

Owner

Source: Liberty County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	197 GLOUCESTER DR, MIDWAY, GA 31320-3459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER
Dec 13, 2018	Grant Deed, Transfer BANKSOUTH MTG CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Dec 10, 2018 · Amount on Record
Deed Document Number	20213634
Deed Book / Page	2198 / 519
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIBERTY GA
Recording Date	Dec 6, 2021
Property Address	197 GLOUCESTER DR, MIDWAY, GA 31320-3459
Document Number	0021980519
Book / Page	2198 / 519
Instrument Date	Dec 6, 2021
Instrument	2021-003634
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 GLOUCESTER DR, MIDWAY, GA 31320-3459

Mortgage

Document Number	0021980000000521
Date	Dec 7, 2021
Book Page	0000002198/0000000521
Instrument	011645

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LIBERTY GA
Recording Date	Dec 13, 2018
Property Address	197 GLOUCESTER DR, MIDWAY, GA 31320-3459
Document Number	0020140767
Book / Page	002014 / 000767
Instrument Date	Dec 10, 2018
Instrument	7062
Transaction Type	Transfer
Record Updated	Feb 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$146.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	197 GLOUCESTER DR MIDWAY GA 313203459, MIDWAY, GA 31320-3459

Mortgage

Document Number	20140769
Date	Dec 13, 2018
Book Page	002014/000769
Instrument	7063

Lender

Name	BANKSOUTH MTG CO LLC
Address	ATLANTA, GA 30327

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2048

Tax Assessment & Valuation

Source: Liberty County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Liberty County
Municipality	Midway City
Unified School District	Liberty County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,144.00	$99,662 (+18.63%) Land $20,000 Building $79,662	$249,155 (+18.63%) Land $50,000 Building $199,155
2024	$4,144.00 (+28.14%)	$84,008 (+11.51%) Land $12,000 Building $72,008	$210,021 (+11.51%) Land $30,000 Building $180,021
2023	$3,234.00	$75,338 Land $12,000 Building $63,338	$188,345 Land $30,000 Building $158,345

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Brightspeed DSL	80 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Verizon, Xfinity.

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