197 Giles Pl, Albert Lea, MN 56007 Property Records

Freeborn County property record for 197 Giles Pl, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,638 sqft · built 1941
Lot Size	0.183 acres (7,993 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Jun 2020)
Tax Bill	$3,554 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34.178.0240`

Property Details

APN / Parcel Number

Primary APN	`34.178.0240`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	416 sqft
Finished Basement	416 sqft
Unfinished Basement	832 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,993 sqft (0.183 acres)
Lot Dimensions	136 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	220 sqft
Deck Area	416 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	197 GILES PL
City	ALBERT LEA
State	MN
Zip	56007-2371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GILES ADDITION LOT 4 BLK 2 GILES ADDITION
Legal Subdivision	GILES ADDITION
Legal Block	2
Legal Lot Number	4
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	4
Census Block	4002
Census Tract	180500

Owner

197 Giles Pl is owned and occupied by an individual who bought it in June 2020.

Source: Freeborn County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	197 GILES PL, ALBERT LEA, MN 56007-2371
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2020 · Amount on File
Deed Sale	Jun 19, 2020 · Amount on File
Deed Document Number	2020V1106658
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Jun 19, 2020
Property Address	197 GILES PL, ALBERT LEA, MN 56007-2371
Document Number	CRV1106658
Instrument Date	Jun 19, 2020
Instrument	CRV1106658
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1525 ASHLEY CT, 1525, ALBERT LEA, MN 56007-4796

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 GILES PL, ALBERT LEA, MN 56007-2371

Mortgage

Document Number	000A543095
Date	Jun 25, 2020
Instrument	A543095

Lender

Name	ROUNDBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 197 Giles Pl was $3,554 with a homeowner's exemption.

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,554.00 Homeowner's exemption	$201,800 Land $19,400 Building $182,400	$201,800 Land $19,400 Building $182,400
2025	$3,554.00
2023	$3,356.00 Homeowner's exemption	$166,400 Land $19,400 Building $147,000	$166,400 Land $19,400 Building $147,000
2020	$3,040.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Giles Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 197 Giles Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20