197 Georgetown Rd, Beaver Falls, PA 15010 Property Records

Beaver County property record for 197 Georgetown Rd, Beaver Falls, PA 15010

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,540 sqft · built 1962
Lot Size	36 acres (1,572,080 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Oct 2017)
Tax Bill	$727 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`77-131-0116.000`

Property Details

APN / Parcel Number

Primary APN	`77-131-0116.000`
Alternative APN	`77-131-0116.000-01-1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
Gross Area	1,848 sqft
1st Floor Area	1,540 sqft
Basement Area	308 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Brick
Foundation Type	Block
Roof Material	Asphalt
Lot Area	1,572,080 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	77-131-0116.000
Street Address	197 GEORGETOWN RD
City	BEAVER FALLS
State	PA
Zip	15010-9759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	36.099 AC HS
Jurisdiction	BEAVER PA
Township / Civil Division	SOUTH BEAVER
Census Block Group	1
Census Block	1042
Census Tract	600602

Owner

197 Georgetown Rd is owned and occupied by two individuals who bought it in October 2017.

Source: Beaver County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	197 GEORGETOWN RD, BEAVER FALLS, PA 15010-9759
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2020	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Mar 10, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Oct 11, 2017	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2017 · Amount on File
Deed Sale	Oct 11, 2017 · Amount on File
Deed Document Number	20173559484
Prior Transfer Date	Sep 14, 2015
Prior Transfer Doc	0003514751
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	197 GEORGETOWN RD, BEAVER FALLS, PA 15010-9759
Document Number	0003615794
Instrument Date	Jul 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	197 GEORGETOWN RD BEAVER FALLS PA 150109759, BEAVER FALLS, PA 15010-9759

Mortgage

Document Number	0003615794
Date	Aug 3, 2020
Instrument	3615794

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2050

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	197 GEORGETOWN RD, BEAVER FALLS, PA 15010-9759
Document Number	0003608805
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	SIGNATURE SETTLEMENT SERVICES AGENCY, SIGNATURE SETTLEMENT SVCS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	197 GEORGETOWN RD BEAVER FALLS PA 150109759, BEAVER FALLS, PA 15010-9759

Mortgage

Document Number	0003608805
Date	Mar 17, 2020
Instrument	3608805

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Mar 16, 2040

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAVER PA
Recording Date	Oct 11, 2017
Property Address	197 GEORGETOWN RD, BEAVER FALLS, PA 15010-9759
Document Number	0003559484
Instrument Date	Oct 10, 2017
Instrument	3559484
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 GEORGETOWN RD, BEAVER FALLS, PA 15010-9759

Mortgage

Document Number	0003559485
Date	Oct 11, 2017
Instrument	3559485

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 197 Georgetown Rd was $727.

Source: Beaver County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Beaver County
County Subdivision	South Beaver Township
Unified School District	Blackhawk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,100 Land $51,350 Building $47,750	$198,200 Land $102,700 Building $95,500
2025	$727.00
2023	$2,701.00	$24,900 Land $12,750 Building $12,150
1982			$49,800 Land $25,500 Building $24,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 197 Georgetown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Georgetown Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAVER FALLS MUNI AUTH serves 49,500 people · EPA ID PA5040012
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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