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197 Georgetown Loop, Wauchula, FL 33873 Property Records

Hardee County property record for 197 Georgetown Loop, Wauchula, FL 33873 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1989
Square Footage2,316 sqft Heated Area
Lot Size16,800 sqft (0.385 acres)
OccupancyOwner Occupied
Last Sale$206,700 (2020)
Tax Bill$2,511.00 (2025)

Property Details

APN / Parcel Number

Primary APN05-34-25-0845-00001-0002

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,316 sqft Heated Area
Gross Area2,853 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area16,800 sqft (0.385 acres)
Driveway1 Driveway
Driveway Area640 sqft Driveway

Exterior Amenities

Pool Area225 sqft Pool
Deck Area220 sqft Deck
Patio Area220 sqft Patio
PorchOpen Porch
Porch Area345 sqft Porch
Utility Building120 sqft Utility Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address197 GEORGETOWN LOOP
CityWAUCHULA
StateFL
Zip33873-9382
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 GEORGETOWN SUB PB62P4 378P727 641P569 674P584 718P525 202025005290
Legal Range25E
Legal Township34S
Legal Section05
Legal SubdivisionGEORGETOWN SUB
Legal Lot Number2
JurisdictionHARDEE FL
Minor Civil DivisionWAUCHULA
Census Blockgroup3
Census Block3070
Census Tract970301

Owner

Source: Hardee County records · APN 05-34-25-0845-00001-0002

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address197 GEORGETOWN LOOP, WAUCHULA, FL 33873-9382
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 09, 2023Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Oct 26, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
MIDFLORIDA CU ISAOA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 26, 2020 · Amount on Record
Deed SaleOct 26, 2020 · Amount on Record
Prior SaleJan 16, 2007 · Amount on Record
Deed Doc Number202025005290
Record RefreshedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDEE FL
Property Address197 GEORGETOWN LOOP, WAUCHULA, FL 33873-9382
Transaction TypeMortgage
Record UpdatedJun 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0025000156
DateJan 09, 2023
Instrument202325000156
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 15, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARDEE FL
Recording DateOct 26, 2020
Property Address197 GEORGETOWN LOOP, WAUCHULA, FL 33873-9382
Document Number0025005290
Instrument DateOct 23, 2020
Instrument25005290
Transaction TypeTransfer
Record UpdatedNov 11, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,447.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address197 GEORGETOWN LOOP WAUCHULA FL 338739382, WAUCHULA, FL 33873-9382

Mortgage

Document Number25005291
DateOct 26, 2020
Instrument25005291
Lender
NameMIDFLORIDA CU ISAOA
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 25, 2050

Tax Assessment & Valuation

Source: Hardee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHardee County
Unified School DistrictHardee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,511.00 (+0.64%) Homeowner's exemption$191,001 (+2.9%)$273,813 (+1.84%) Land $12,000 Building $261,813
2024$2,495.00 (+1.46%) Homeowner's exemption$185,618 (+3%)$268,854 (+13.62%) Land $12,000 Building $256,854
2023$2,459.00 (+3.32%) Homeowner's exemption$180,212 (+3%)$236,623 (+14.7%) Land $12,000 Building $224,623
2022$2,380.00 Homeowner's exemption$174,963$206,300 Land $12,000 Building $194,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardee County (12049C), updated May 26, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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