197 GA Highway 27 E, Americus, GA 31709 Property Records

Sumter County property record for 197 GA Highway 27 E, Americus, GA 31709

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,038 sqft · built 1993
Lot Size	2.02 acres (87,991 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (May 2025)
Tax Bill	$2,040 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Feb 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`2723 159 7`

Property Details

APN / Parcel Number

Primary APN	`2723 159 7`
Alternative APN	`12175`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,038 sqft Heated Area
1st Floor Area	2,038 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Other
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,991 sqft (2.02 acres)
Terrain	Rolling

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	96 sqft
Patio Area	525 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12175
Old Parcel Number	2723 159 7
Street Address	197 GA HIGHWAY 27 E
City	AMERICUS
State	GA
Zip	31709-5201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	007
Legal Description	2.02 AC LL 159 27TH LD
Jurisdiction	SUMTER GA
Township / Civil Division	AMERICUS
Census Block Group	1
Census Block	1037
Census Tract	950200

Owner

Source: Sumter County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	197 GA HIGHWAY 27 E, AMERICUS, GA 31709-5201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2025	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE
Feb 12, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	Feb 12, 2024 · Amount on Record
Deed Document Number	0001779221
Deed Book / Page	1779 / 221
Record Updated	Jun 8, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER GA
Recording Date	May 30, 2025
Property Address	197 GA HIGHWAY 27 E, AMERICUS, GA 31709-5201
Document Number	001779/221
Book / Page	1779 / 221
Instrument Date	May 30, 2025
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 GA HIGHWAY 27 E, AMERICUS, GA 31709-5201

Mortgage

Document Number	0001779224
Date	May 30, 2025
Instrument	1779/224

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2055

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER GA
Recording Date	Feb 12, 2024
Property Address	197 GA HIGHWAY 27 E, AMERICUS, GA 31709-5201
Document Number	001726/316
Book / Page	1726 / 316
Instrument Date	Feb 9, 2024
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 GA HIGHWAY 27 E, AMERICUS, GA 31709-5201

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,040.00 (+2.51%) Homeowner's exemption	$52,480 (-) Land $3,200 Building $49,280	$131,200 (-) Land $8,000 Building $123,200
2023	$1,990.00 (+20.97%) Homeowner's exemption	$52,480 Land $3,200 Building $49,280	$131,200 Land $8,000 Building $123,200
2022	$1,645.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (1985–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Mar 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 47% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pineland Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon.

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