Trigg County property record for 197 Ferrell Cir, Cadiz, KY 42211
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 912 sqft |
| Lot Size | 0.239 acres (10,391 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,150 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | S-2-32-14E |
| Primary APN | S-2-32-14E |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Roof Type | Gable |
|---|---|
| Roof Material | Composition Shingle |
| Lot Area | 10,391 sqft (0.239 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Gas |
| Street Address | 197 FERRELL CIR |
|---|---|
| City | CADIZ |
| State | KY |
| Zip | 42211-8020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROCKCASTLE SHORES 14E |
| Legal Subdivision | ROCKCASTLE SHORES |
| Jurisdiction | TRIGG KY |
| Township / Civil Division | CERULEAN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970100 |
197 Ferrell Cir, a single family home, is owned by two individuals.
Source: Trigg County records, as of April 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2717 TIMBER PARK DR, EVANSVILLE, IN 47715-7519 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · Line of Credit UNLOCK PARTNERSHIP SOLUTIONS INC |
| Mar 2, 2023 | Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRIGG KY |
| Property Address | 197 FERRELL CIR, CADIZ, KY 42211-8020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00M435/536 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | M435/536 |
| Instrument | 336236 |
| Name | UNLOCK PARTNERSHIP SOLUTIONS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | TEMPE, AZ 85288 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRIGG KY |
| Property Address | 197 FERRELL CIR, CADIZ, KY 42211-8020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00M411/482 |
|---|---|
| Date | Mar 2, 2023 |
| Book Page | M411/482 |
| Instrument | 299365 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | EVANSVILLE, IN 47715 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Feb 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 197 Ferrell Cir was $2,150.
Source: Trigg County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Trigg County |
| Unified School District | Trigg County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,150.00 | $243,500 | $243,500 |
| 2023 | $249.00 | $23,000 | $23,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 197 Ferrell Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 Ferrell Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARKLEY LAKE WATER DISTRICT serves 14,284 people · EPA ID KY1110019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| energynet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
4G LTE (outdoors only), no 5G reported
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