197 Encanto Way, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 197 Encanto Way, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,856 sqft · built 2024
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$342,376 (Mar 2024)
Tax Bill	$6,740 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101285-0620`

Property Details

APN / Parcel Number

Primary APN	`101285-0620`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,856 sqft Living Area
Gross Area	2,276 sqft
1st Floor Area	1,856 sqft
Flooring	Carpet

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	20 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	197 ENCANTO WAY
City	SAINT AUGUSTINE
State	FL
Zip	32084-0070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	118/28-31 ENTRADA PHASE 3 UNIT 5 LOT 62 OR5907/1554
Legal Subdivision	ENTRADA PHASE 3 UNIT 5
Legal Block	1
Legal Lot Number	62
Jurisdiction	ST JOHNS FL
Township / Civil Division	HASTINGS
Census Block Group	1
Census Block	1009
Census Tract	21103

Owner

197 Encanto Way is owned and occupied by an individual who bought it in March 2024.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	197 ENCANTO WAY, SAINT AUGUSTINE, FL 32084-0070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2024 · Amount on File
Deed Sale	Mar 1, 2024 · Amount on File
Deed Document Number	202415290
Deed Book / Page	5907 / 1554
Record Updated	Jun 8, 2026

March 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 1, 2024
Property Address	197 ENCANTO WAY, SAINT AUGUSTINE, FL 32084-0070
Document Number	0059071554
Book / Page	5907 / 1554
Map Reference	MB 118 PG 28-31
Instrument Date	Feb 27, 2024
Instrument	2024015290
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 13, 2024
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,396.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 ENCANTO WAY, ST AUGUSTINE, FL 32084-0070

Mortgage

Document Number	0059071555
Date	Mar 1, 2024
Instrument	5907/1555

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 197 Encanto Way was $6,740 with a homeowner's exemption, up 75.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,040 (+2.7%)	$303,584 (+2.88%) Land $70,000 Building $233,584
2025	$6,740.00 (+75.84%) Homeowner's exemption	$295,073	$295,073 Land $70,000 Building $225,073
2024	$3,833.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Encanto Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 119 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	119 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Encanto Way is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20