197 Encanto Pl, Austin, TX 78737 Property Records

Hays County property record for 197 Encanto Pl, Austin, TX 78737

Property Summary

Property Type	Single Family Home
Details	3,043 sqft · built 2019
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$979,212 (Feb 2024)
Tax Bill	$19,969 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`110393000B006004`

Property Details

APN / Parcel Number

Primary APN	`110393000B006004`
Alternative APN	`R160915`

Interior

Stories	1 Story
Building Area	3,043 sqft Living Area
Gross Area	3,729 sqft
1st Floor Area	3,043 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	633 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	53 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R160915
Street Address	197 ENCANTO PL
City	AUSTIN
State	TX
Zip	78737-4881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELTERRA SEC 20-1, BLOCK B, LOT 6, ACRES 0.28
Legal Subdivision	BELTERRA SEC 20-1
Legal Block	B
Legal Lot Number	6
Jurisdiction	HAYS TX
Township / Civil Division	DRIPPING SPRINGS-WIMBERLEY
Census Block Group	5
Census Block	5002
Census Tract	10816

Owner

197 Encanto Pl is owned and occupied by two individuals who bought it in February 2024.

Source: Hays County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	197 ENCANTO PL, AUSTIN, TX 78737-4881
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Feb 22, 2024	Vendor's Lien, Transfer · Conventional Mortgage NEWREZ LLC
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Nov 1, 2019	Vendor's Lien, Transfer · Conventional Mortgage TBI MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2024 · Amount on File
Deed Sale	Feb 22, 2024 · Amount on File
Prior Sale	Nov 1, 2019 · Amount on File
Deed Document Number	20246067
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Recording Date	Jun 12, 2026
Property Address	197 ENCANTO PL, AUSTIN, TX 78737-4881
Document Number	0000021874
Instrument Date	Jun 8, 2026
Instrument	202621874
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AUSTIN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 ENCANTO PL, AUSTIN, TX 78737-4881

Mortgage

Document Number	0000021874,
Date	Jun 12, 2026
Instrument	202621874

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	Feb 22, 2024
Property Address	197 ENCANTO PL, AUSTIN, TX 78737-4881
Document Number	0000006067
Map Reference	DOC 18008292
Instrument Date	Feb 21, 2024
Instrument	24006067
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 ENCANTO PL, AUSTIN, TX 78737-4881

Mortgage

Document Number	0000006068
Date	Feb 22, 2024
Instrument	24006068

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	2173 Months
Due	Mar 1, 2205

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	197 ENCANTO PL, AUSTIN, TX 78737-4881
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019957
Date	Apr 20, 2021
Instrument	21019957

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	Nov 1, 2019
Property Address	197 ENCANTO PL, AUSTIN, TX 78737-4881
Document Number	0000040302
Map Reference	DOC 18008292
Instrument Date	Oct 30, 2019
Instrument	19040302
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2557 SW GRAPEVINE PKWY STE 100, 2557, GRAPEVINE, TX 76051-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 ENCANTO PL, AUSTIN, TX 78737-4881

Mortgage

Document Number	0000040303
Date	Nov 1, 2019
Instrument	19040303

Lender

Name	TBI MORTGAGE COMPANY
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 197 Encanto Pl was $19,969, up 19.1% from the year before.

Source: Hays County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Unified School District	Dripping Springs Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,969.00 (+19.08%)	$847,610 Land $185,850 Building $661,760	$847,610 Land $185,850 Building $661,760
2024	$16,770.00
2023		$737,734 Land $177,000 Building $724,780	$901,780 Land $177,000 Building $724,780
2022	$15,680.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Encanto Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Encanto Pl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAYS COUNTY WCID 2 serves 3,381 people · EPA ID TX1050148
Water Source	Purchased surface water from WEST TRAVIS COUNTY PUBLIC UTILITY AGENCY
Last State Inspection	Jan 2026
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Spry Air Fiber.

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