Berkeley County property record for 197 Emerald Isle Dr, Moncks Corner, SC 29461
| Property Type | Single Family Home |
|---|---|
| Details | 2,796 sqft · built 2013 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $259,999 (Feb 2020) |
| Tax Bill | $1,467 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-10-01-138 |
| Primary APN | 162-10-01-138 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,796 sqft Finished Area |
| Gross Area | 3,312 sqft |
| 1st Floor Area | 1,208 sqft |
| 2nd Floor Area | 1,588 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.137 acres) |
| Garage Area | 380 sqft |
| Porch | Patio |
| Porch Area | 136 sqft |
| Street Address | 197 EMERALD ISLE DR |
|---|---|
| City | MONCKS CORNER |
| State | SC |
| Zip | 29461-7463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | ASSESSMENT DISTRICT: 297MOSS GROVE PLANTATIONLOT 244 - PHASE 1A & 2 |
| Legal Subdivision | MOSS GROVE PLANTATION |
| Legal Phase | 1A |
| Legal Lot Number | 244 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | MONCKS CORNER |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 20505 |
Source: Berkeley County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 197 EMERALD ISLE DR, MONCKS CORNER, SC 29461-7463 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Feb 19, 2020 | Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Mar 2, 2017 | Deed, Subdivision Related Transfer · Conventional Mortgage CITIBANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2020 · Amount on Record |
| Deed Sale | Feb 19, 2020 · Amount on Record |
| Prior Sale | Mar 2, 2017 · Amount on Record |
| Deed Document Number | 20205917 |
| Deed Book / Page | 3276 / 408 |
| Prior Transfer Date | Jun 15, 2010 |
| Prior Transfer Doc | 8483/0196 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 197 EMERALD ISLE DR, MONCKS CORNER, SC 29461-7463 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 03986/0846 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 3986/846 |
| Instrument | 2021045831 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 197 EMERALD ISLE DR, MONCKS CORNER, SC 29461-7463 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Title Company | WEEKS & IRVINE LLC |
| Name | Verified Name |
|---|
| Document Number | 04018/0263 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 4018/263 |
| Instrument | 2021049978 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Feb 19, 2020 |
| Property Address | 197 EMERALD ISLE DR, MONCKS CORNER, SC 29461-7463 |
| Document Number | 03276/0408 |
| Book / Page | 3276 / 0408 |
| Map Reference | MB R PG 52A&B |
| Instrument Date | Feb 17, 2020 |
| Instrument | 2020005917 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $962.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 197 EMERALD ISLE DR, MONCKS CORNER, SC 29461-7463 |
| Document Number | 2020005918 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 2020005918 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Mar 2, 2017 |
| Property Address | 197 EMERALD ISLE DR, MONCKS CORNER, SC 29461-7463 |
| Document Number | 02403/0687 |
| Book / Page | 2403 / 0687 |
| Map Reference | MB R PG 51A&B |
| Instrument Date | Feb 24, 2017 |
| Instrument | 2017007073 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 30, 2022 |
| Title Company | FLEMING TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $795.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 197 EMERALD ISLE DR, MONCKS CORNER, SC 29461-7463 |
| Document Number | 2017007074 |
|---|---|
| Date | Mar 2, 2017 |
| Instrument | 2017007074 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $316,590 (+2,399.92%) Land $54,819 Building $261,771 | $418,700 (-) Land $72,500 Building $346,200 | |
| 2025 | $1,467.00 (+3.9%) Homeowner's exemption | $12,664 (-) Land $2,193 Building $10,471 | $418,700 (-) Land $72,500 Building $346,200 |
| 2024 | $1,412.00 (+2.54%) Homeowner's exemption | $12,664 (+18.75%) Land $2,193 Building $10,471 | $418,700 (+57.05%) Land $72,500 Building $346,200 |
| 2022 | $1,377.00 Homeowner's exemption | $10,664 Land $1,660 Building $9,004 | $266,600 Land $41,500 Building $225,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONCKS CORNER serves 8,956 people · EPA ID SC0810001 |
|---|---|
| Water Source | Purchased surface water from LAKE MOULTRIE REGIONAL WS |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | BCWSA SANGAREE W/D (0820002) |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures