197 el Verano Way, Merced, CA 95341 Property Records

Merced County property record for 197 el Verano Way, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 2002
Lot Size	0.187 acres (8,137 sqft)
Owner	Company Name on Record
Last Sale	$215,000 (Feb 2020)
Tax Bill	$2,714 (2025)
Deeds & Mortgages	Jul 2020 Transfer Feb 2020 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`259-241-001-000`

Property Details

APN / Parcel Number

Primary APN	`259-241-001-000`
Alternative APN	`259-241-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	1,040 sqft Living Area
Gross Area	433 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	8,137 sqft (0.187 acres)
Garage Type	Attached
Garage Area	433 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	259-241-001
Street Address	197 EL VERANO WAY
City	MERCED
State	CA
Zip	95341-9207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LA BELLA VISTA PHASE A LOT 15
Legal Subdivision	LA BELLA VISTA PH A
Legal Lot Number	15
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1008
Census Tract	1604

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	197 EL VERANO WAY, MERCED, CA 95341-9207
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 14, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Prior Sale	Aug 8, 2002 · Amount on Record
Deed Document Number	20205370
Last Transfer Date	Jul 16, 2020
Transfer Doc	0000024364
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jul 21, 2020
Property Address	197 EL VERANO WAY, MERCED, CA 95341-9207
Document Number	0000024364
Instrument Date	Jul 16, 2020
Instrument	24364
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	197 EL VERANO WAY MERCED CA 953419207, MERCED, CA 95341-9207

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Feb 14, 2020
Property Address	197 EL VERANO WAY, MERCED, CA 95341-9207
Document Number	0000005370
Map Reference	VOL 55 PG 28-30
Instrument Date	Feb 6, 2020
Instrument	2020005370
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 EL VERANO WAY, MERCED, CA 95341-9207

Mortgage

Document Number	0000005371
Date	Feb 14, 2020
Instrument	2020005371

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Weaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$239,831 (+2%) Land $55,774 Building $184,057
2025	$2,714.00 (+9.57%) Homeowner's exemption	$235,130 (+4.04%) Land $54,681 Building $180,449
2023	$2,477.00 (+0.81%) Homeowner's exemption	$226,001 Land $52,558 Building $173,443
2022	$2,457.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 50 policies
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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