197 E State Rd 100, San Mateo, FL 32187 Property Records

Putnam County property record for 197 E State Rd 100, San Mateo, FL 32187

Property Summary

Property TypeResidential Vacant Land
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$45,000 (Jun 2022)
Tax Bill$303 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48-10-27-1850-000.0-002.1

Property Details

APN / Parcel Number

Primary APN48-10-27-1850-000.0-002.1
Alternative APN
  • 97651

Exterior

Lot Area43,560 sqft (1 acres)

Location & Zoning

Account Number97651
Street Address197 E STATE ROAD 100
CitySAN MATEO
StateFL
Zip32187-2363
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionCROSBYS S/D MB1 P163 PT OF LOT
Legal Range27E
Legal Township10S
Legal Section48
Legal SubdivisionCROSBYS S/D
Legal Lot Number8
JurisdictionPUTNAM FL
Township / Civil DivisionEAST PALATKA
Census Block Group3
Census Block3012
Census Tract951100

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 2485, PALATKA, FL 32178-2485
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2022 · Amount on Record
Deed SaleJun 22, 2022 · Amount on Record
Deed Document Number202254015528
Deed Book / Page1674 / 68
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateJun 22, 2022
Property Address197 E STATE ROAD 100, SAN MATEO, FL 32187-2363
Document Number0016740068
Book / Page1674 / 68
Map ReferenceMB 1 PG 163
Instrument DateJun 21, 2022
Instrument202254015528
Transaction TypeTransfer
Record UpdatedJul 8, 2022
Title CompanyGUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO OF PALATKA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1021, SAN MATEO, FL 32187-1021

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2485, PALATKA, FL 32178-2485

Mortgage

Document Number0000167471
DateJun 22, 2022
Instrument1674/71
Lender
NameDEBORAH ORR
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term61 Months
DueJul 1, 2027

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$303.00 (+54.59%)$18,000 (+5%)$18,000 (+5%) Land $18,000
2023$196.00 (+53.13%)$12,000 (+5%)$12,000 (+5%) Land $12,000
2022$128.00$8,000$8,000 Land $8,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims20 (1994–2020)
Most Recent ClaimAug 2020 · other causes
Claims by Event
  • Hurricane Irma, Oct 2017 · 6 claims
  • Hurricane Frances, Sep 2004 · 3 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST PUTNAM REGIONAL
serves 1,500 people · EPA ID FL2544444
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Apr 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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