Ventura County property record for 197 E Ramona St, Ventura, CA 93001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1924 |
| Lot Size | 0.146 acres (6,376 sqft) |
| Owner | Individual Name on File |
| Last Sale | $336,500 (Oct 2015) |
| Tax Bill | $4,331 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 071-0-032-140 |
| Primary APN | 071-0-032-140 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Lot Area | 6,376 sqft (0.146 acres) |
| Lot Dimensions | 80 ft deep x 70 ft wide |
| Street Address | 197 E RAMONA ST |
|---|---|
| City | VENTURA |
| State | CA |
| Zip | 93001-1906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3-5 |
| Legal Description | REF: 000 000 |
| Legal Subdivision | WALNUT AVE |
| Legal Block | 32 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | VENTURA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 2200 |
197 E Ramona St is owned and occupied by an individual who bought it in October 2015.
Source: Ventura County records, as of July 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 197 E RAMONA ST, VENTURA, CA 93001-1906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2015 · Amount on File |
| Deed Sale | Oct 29, 2015 · Amount on File |
| Deed Document Number | 2015160176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 197 E RAMONA ST, VENTURA, CA 93001-1906 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|---|
| Address | 197 E RAMONA ST, VENTURA, CA 93001-1906 |
| Document Number | 0000125438 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 20210630-00125438 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 197 E Ramona St was $4,331 with a homeowner's exemption, up 0.9% from the year before.
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | San Buenaventura (Ventura) City |
| Unified School District | Ventura Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $406,129 (+2%) Land $263,832 Building $142,297 | |
| 2025 | $4,331.00 (+0.91%) Homeowner's exemption | $398,166 Land $258,659 Building $139,507 |
| 2024 | $4,292.00 (+1.23%) | |
| 2023 | $4,240.00 (+7.34%) Homeowner's exemption | $382,705 Land $248,614 Building $134,091 |
| 2022 | $3,950.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 197 E Ramona St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1998–2001) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 E Ramona St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VENTURA WATER DEPARTMENT serves 112,285 people · EPA ID CA5610017 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
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