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197 E Main St, Waterbury, CT 06702 Property Records

Waterbury City property record for 197 E Main St, Waterbury, CT 06702

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details9,828 sqft · built 1934
Lot Size0.31 acres (13,504 sqft)
OwnerCompany Name on File
Last Sale$925,000 (May 2024)
Tax Bill$25,802 (2026)
Deeds & MortgagesMay 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29500690038

Property Details

APN / Parcel Number

Primary APN29500690038
Alternative APNs
  • WATE M:0295 B:0069 L:0038
  • WBRY M:0295 B:0069 L:0038

Interior

Units12 Units
Stories4 Stories
Building Area9,828 sqft Total Area
Basement Area2,457 sqft
Unfinished Basement2,457 sqft

Exterior

Year BuiltBuilt 1934
Effective Year BuiltEffective 1975
Exterior MaterialBrick
Lot Area13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number29500690038
Street Address197 E MAIN ST
CityWATERBURY
StateCT
Zip06702-2323
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeCBD
Legal Block69
Legal Lot Number38
JurisdictionWATERBURY CT
Township / Civil DivisionWATERBURY
Census Block Group3
Census Block3005
Census Tract350101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Downtown Waterbury Historic District
listed 1983 · 112 contributing resources · NRIS 83001280

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

197 E Main St, a commercial property, is owned by a company that bought it in May 2024.

Source: Waterbury City records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address197 E MAIN ST, WATERBURY, CT 06702-2323
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2024 · Amount on File
Deed SaleMay 7, 2024 · Amount on File
Prior SaleJan 23, 2009 · Amount on File
Deed Document Number20245892
Deed Book / Page8873 / 198
Record UpdatedOct 29, 2026

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATERBURY CT
Recording DateMay 7, 2024
Property Address197 E MAIN ST, WATERBURY, CT 06702-2323
Document Number008873-198
Book / Page8873 / 198
Instrument DateMay 6, 2024
Instrument202405892
Transaction TypeTransfer
Record UpdatedMay 23, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3000 WHITNEY AVE # 116, 116, HAMDEN, CT 06518-2353
InvestorPossibly a Property Investor

Mortgage

Document Number0202405893
DateMay 7, 2024
Instrument2024-05893
Lender
NameVELOCITY COMMERCIAL CAPITAL LLC
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 197 E Main St was $25,802.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityWaterbury City
Unified School DistrictWaterbury School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$25,802.00$595,350 (-) Land $129,500 Building $465,850
2025$595,350 Land $129,500 Building $465,850$850,500 Land $185,000 Building $665,500
2024$26,779.00 (-17%)
2023$32,262.00$595,350 Land $129,500 Building $465,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 197 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERBURY WATER DEPARTMENT
serves 107,271 people · EPA ID CT1510011
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Frontier, GoNetspeed, T-Mobile.

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