197 E Knotts St, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 197 E Knotts St, Nipomo, CA 93444 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1995
Square Footage1,380 sqft Living Area
Lot Size8,600 sqft (0.197 acres)
OccupancyOwner Occupied
Last Sale$456,000 (2018)
Tax Bill$5,338.00 (2025)

Property Details

APN / Parcel Number

Primary APN090-085-093

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,380 sqft Living Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1995
Construction TypeWood Construction
Lot Area8,600 sqft (0.197 acres)
Parking Spaces2 Parking Spaces
TopographyOther Topography

Location & Zoning

Street Address197 E KNOTTS ST
CityNIPOMO
StateCA
Zip93444-9424
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPM 50-68 PAR 3 & PTN ABD ALLEY
Legal SubdivisionPARCEL MAP CO-91-229
JurisdictionSAN LUIS OBISPO CA
Minor Civil DivisionARROYO GRANDE
Census Blockgroup2
Census Block2004
Census Tract12406

Owner

Source: San Luis Obispo County records · APN 090-085-093

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address197 E KNOTTS ST, NIPOMO, CA 93444-9424
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2022Deed of Trust, Mortgage · Line of Credit
SESLOC FCU
Aug 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Aug 10, 2018Grant Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Feb 06, 2018Trustee's Deed, Foreclosure · Line of Credit
BANK OF THE WEST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 10, 2018 · Amount on Record
Deed SaleAug 10, 2018 · Amount on Record
Prior SaleFeb 06, 2018 · Amount on Record
Deed Doc Number2018033197
Record RefreshedJun 07, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address197 E KNOTTS ST, NIPOMO, CA 93444-9424
Transaction TypeMortgage
Record UpdatedApr 02, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 E KNOTTS ST, NIPOMO, CA 93444-9424

Mortgage

Document Number0000026521
DateJun 27, 2022
Instrument2022026521
Lender
NameSESLOC FCU
TypeCredit Union
AddressSAN LUIS OBISPO, CA 93403
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 26, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address197 E KNOTTS ST, NIPOMO, CA 93444-9424
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 E KNOTTS ST, NIPOMO, CA 93444-9424

Mortgage

Document Number0000045991
DateAug 28, 2020
Instrument2020045991
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 10, 2018
Property Address197 E KNOTTS ST, NIPOMO, CA 93444-9424
Document Number0000033197
Instrument DateAug 07, 2018
Instrument2018033197
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address197 E KNOTTS ST, NIPOMO, CA 93444-9424

Mortgage

Document Number0000033198
DateAug 10, 2018
Instrument2018033198
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

February 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 06, 2018
Property Address197 E KNOTTS ST, NIPOMO, CA 93444-9424
Document Number0000004890
Instrument DateJan 10, 2018
Instrument4890
Transaction TypeForeclosure
Record UpdatedMar 28, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$359.48
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230
InvestorPossibly a Property Investor

Mortgage

Document Number4891
DateFeb 06, 2018
Instrument4891
Lender
NameBANK OF THE WEST
TypeBank
AddressSAN RAMON, CA 94583
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,338.00 (+4.71%) Homeowner's exemption$508,672 (+4.04%) Land $250,989 Building $257,683
2023$5,098.00 (+1.57%) Homeowner's exemption$488,922 Land $241,244 Building $247,678
2022$5,019.00

Flood & Wildfire

197 E Knotts St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · San Luis Obispo County (06079C), updated July 22, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
66th percentile of exposed land nationally · 41st in California
Wildfire LikelihoodHigh — about 1 in 348 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Knotts St

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