Shiawassee County property record for 197 E Grand River Rd, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on File |
| Last Sale | $124,000 (Jul 2025) |
| Tax Bill | $1,652 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-19-300-003-01 |
| Primary APN | 011-19-300-003-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Modular |
|---|---|
| Lot Area | 56,628 sqft (1.3 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 197 E GRAND RIVER RD |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-9717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 19 T6N R3E THAT PT OF W 12 OF E 80 ACRES OF SW FRL 14 LYING N'LY OF GRAND RIVER ROAD EX E 374 FT THEREOF EX COM AT PT ON |
| Legal Range | 03E |
| Legal Township | 06N |
| Legal Section | 19 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | SHIAWASSEE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 31302 |
197 E Grand River Rd is owned and occupied by an individual who bought it in July 2025.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 197 E GRAND RIVER RD, OWOSSO, MI 48867-9717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2025 | Warranty Deed, Transfer · FHA Mortgage INDEPENDENT BANK |
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PFCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2025 · Amount on File |
| Deed Sale | Jul 17, 2025 · Amount on File |
| Prior Sale | Dec 7, 2016 · Amount on File |
| Deed Document Number | 20253393655 |
| Deed Book / Page | 1329 / 230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jul 17, 2025 |
| Property Address | 197 E GRAND RIVER RD, OWOSSO, MI 48867-9717 |
| Document Number | 0013290230 |
| Book / Page | 1329 / 230 |
| Instrument Date | Jul 8, 2025 |
| Instrument | 3393655 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2025 |
| Title Company | CROSSROADS TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $930.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 197 E GRAND RIVER RD, OWOSSO, MI 48867-9717 |
| Name | Verified Name |
|---|---|
| Address | 197 E GRAND RIVER RD, OWOSSO, MI 48867-9717 |
| Document Number | 0003393656 |
|---|---|
| Date | Jul 17, 2025 |
| Instrument | 3393656 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Number | 0013290232 |
|---|---|
| Date | Jul 17, 2025 |
| Book Page | 1329/232 |
| Instrument | 3393657 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 197 E GRAND RIVER RD, OWOSSO, MI 48867-9717 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012860578 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 1286/578 |
| Instrument | 3350386 |
| Name | PFCU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, MI 48875 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 197 E Grand River Rd was $1,652 with a homeowner's exemption, up 3.4% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Shiawassee Township |
| Unified School District | Corunna Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,900 (-24.22%) | $135,800 (-24.22%) | |
| 2025 | $1,652.00 (+3.44%) Homeowner's exemption | $89,600 | $179,200 |
| 2024 | $1,597.00 (+10.52%) | ||
| 2023 | $1,445.00 Homeowner's exemption | $75,100 | $150,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 197 E Grand River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 E Grand River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DayStarr Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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