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197 E Fossil Way, Payson, AZ 85541 Property Records

Gila County property record for 197 E Fossil Way, Payson, AZ 85541

Property Summary

Property TypeMobile Home
Details960 sqft · built 2014
Lot Size1.17 acres (50,965 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (May 2025)
Tax Bill$2,025 (2025)
Deeds & MortgagesMay 2025 Mortgage
Flood ZoneZone D (undetermined)
APN303-17-044

Property Details

APN / Parcel Number

Primary APN303-17-044
Alternative APNs
  • M004061
  • R028458
  • 028458

Interior

Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleMobile Home
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialAsbestos
Lot Area50,965 sqft (1.17 acres)
PorchSlab
Deck AreaDeck Area
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Account NumberM004061
Street Address197 W FOSSIL WAY
CityPAYSON
StateAZ
Zip85541
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionSECTION: 27 TOWNSHIP: 10.5N RANGE: 14E MBL HOME TITLE: 20130230600 SERIAL: CAV130AZ1319692A/B MAKE: - CAVCO SIZE: 24 X 40 PONDEROSA SPRINGS #3 LOT 44
Legal Range14E
Legal Township05N
Legal Section27
Legal SubdivisionPONDEROSA SPRINGS
Legal Lot Number44
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group1
Census Block1051
Census Tract200

Owner

197 E Fossil Way, a mobile home, is owned by an individual who bought it in May 2025.

Source: Gila County records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address4820 E AUGUSTA AVE, CHANDLER, AZ 85249-7013
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 2025 · Amount on File
Deed SaleMay 30, 2025 · Amount on File
Prior SaleApr 3, 2006 · Amount on File
Deed Document Number20255001
Record UpdatedOct 29, 2026

May 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGILA AZ
Recording DateMay 30, 2025
Property Address197 E FOSSIL WAY, PAYSON, AZ 85541-9446
Document Number0000005002
Map ReferenceMAP 288
Instrument DateMay 22, 2025
Instrument2025-005002
Transaction TypeTransfer
Record UpdatedDec 5, 2025
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4820 E AUGUSTA AVE, CHANDLER, AZ 85249-7013

Mortgage

Document Number0000005003
DateMay 30, 2025
Instrument2025-005003
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 197 E Fossil Way was $2,025.

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateArizona
CountyGila County
Elementary School DistrictYoung Elementary School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,245 Land $4,885 Building $8,360$132,452 Land $48,848 Building $83,604
2025$2,025.00
2024$13,037 Land $5,160 Building $7,877$130,371 Land $51,598 Building $78,773
2023$2,165.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 197 E Fossil Way in Zone D, where flood risk has not been studied, though there have been 7 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims7 (1993–2021)
Most Recent ClaimAug 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes & Flooding, Jan 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 E Fossil Way is extreme, ranking above 99.3% of the US, with a 3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 99.3% of the US · above 98.8% of Arizona
Wildfire Likelihood3% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCS GARDNER WATER COMPANY
private · serves 266 people · EPA ID AZ0404038
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityE. coli
not recorded as resolved · Aug 2022
Treatment and ProcedureSanitary survey deficiency not corrected
Aug 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30

Cell Coverage

4G LTE only, no 5G reported

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