Ionia County property record for 197 E Cross St, Clarksville, MI 48815
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,172 sqft |
| Lot Size | 0.613 acres (26,702 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $56,500 (Feb 2013) |
| Tax Bill | $2,020 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03105000014500 |
| Primary APN | 03105000014500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,172 sqft Living Area |
| 1st Floor Area | 1,172 sqft |
| Basement Area | 252 sqft |
| Unfinished Basement | 252 sqft |
| Lot Area | 26,702 sqft (0.613 acres) |
|---|---|
| Lot Dimensions | 231 ft deep x 115 ft wide |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 197 E CROSS ST |
|---|---|
| City | CLARKSVILLE |
| State | MI |
| Zip | 48815-9621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF CLARKSVILLE VILLAGE LOTS 29 & 30 CAMPBELL TWP, IONIA COUNTY, MICHIGAN |
| Legal Subdivision | VILLAGE OF CLARKSVILLE |
| Legal Lot Number | 29-30 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | CAMPBELL |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 31302 |
Source: Ionia County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6961 CLINTON TRL, CLARKSVILLE, MI 48815-9515 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2013 · Amount on Record |
| Deed Sale | Feb 12, 2013 · Amount on Record |
| Deed Book / Page | 628 / 2869 |
| Prior Transfer Date | Oct 17, 2005 |
| Prior Transfer Doc | 593/02156 |
| Record Updated | Oct 29, 2026 |
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| County Subdivision | Campbell Township |
| Municipality | Clarksville Village |
| Unified School District | Lakewood Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,700 (+16.49%) Land $40,000 Building $49,700 | $179,400 (+16.49%) Land $80,000 Building $99,400 | |
| 2025 | $2,020.00 (+1.3%) | $77,000 (+32.08%) Land $26,700 Building $50,300 | $154,000 (+32.08%) Land $53,400 Building $100,600 |
| 2024 | $1,994.00 | ||
| 2023 | $58,300 Land $16,300 Building $42,000 | $116,600 Land $32,600 Building $84,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK VILLA private · serves 25 people · EPA ID MI0000508 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Copper | 1.94 mg/L (2016–2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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