Muskegon County property record for 197 E Cedar Rd, Twin Lake, MI 49457
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 960 sqft · built 2000 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Sep 2025) |
| Tax Bill | $987 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42501017002100 |
| Primary APN | 42501017002100 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,522 sqft (0.54 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 197 E CEDAR RD |
|---|---|
| City | TWIN LAKE |
| State | MI |
| Zip | 49457-9169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 VLC |
| Legal Description | DALTON TOWNSHIP D-VLC01-0690D VILLAGE OF LAKEWOOD CLUB ADD'N NO 1 PLAT OG LOTS 21-28 INC BLK 17 SEC 5 T11N R16W |
| Legal Subdivision | LAKEWOOD ADDN # 1 |
| Legal Block | 17 |
| Legal Lot Number | 21-28 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | DALTON |
| Census Block Group | 4 |
| Census Block | 4093 |
| Census Tract | 3600 |
197 E Cedar Rd is owned and occupied by an individual who bought it in September 2025.
Source: Muskegon County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 197 E CEDAR RD, TWIN LAKE, MI 49457-9169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2025 · Amount on File |
| Deed Sale | Sep 23, 2025 · Amount on File |
| Deed Document Number | 20255862801 |
| Deed Book / Page | 4397 / 267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Sep 23, 2025 |
| Property Address | 197 E CEDAR RD, TWIN LAKE, MI 49457-9169 |
| Document Number | 004397/267 |
| Book / Page | 4397 / 267 |
| Map Reference | LB 4 PG 18 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 5862801 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 197 E CEDAR RD, TWIN LAKE, MI 49457-9169 |
| Name | Verified Name |
|---|---|
| Address | 197 E CEDAR RD, TWIN LAKE, MI 49457-9169 |
| Document Number | 0004397268 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 4397/268 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
The 2025 property tax bill for 197 E Cedar Rd was $987 with a homeowner's exemption, down 31.6% from the year before.
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | Dalton Township |
| Municipality | Lakewood Club Village |
| Unified School District | Whitehall School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,100 (+13.54%) | $186,200 (+13.54%) | |
| 2025 | $987.00 (-31.6%) Homeowner's exemption | $82,000 | $164,000 |
| 2024 | $1,443.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 197 E Cedar Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 197 E Cedar Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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